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Verified · 2026-06-03 Ownership disclosure
Head-to-head

OnParticipe vs Papayoux

OnParticipe logo
OnParticipe
France · 1 countries

French and European organisers running cagnottes, ticketed events, or association fundraising who want a no-commission, French-hosted platform with identity controls, and who will read the terms for inactivity and refund charges.

Papayoux logo
Papayoux
— · 1 countries

French and EU individuals organizing group collections for gifts and events, plus associations running solidarity campaigns, who want a regulated French platform with flexible fee handling.

The headline

On a €100 donation, OnParticipe delivers €2.20 more to the recipient than Papayoux.

OnParticipe & Papayoux don’t process payments in USD — pricing shown in EUR.

The evidence

Side-by-side.

Metric OnParticipe Papayoux
Recipient gets (€100) €100.00★ winner €97.80
Platform fee 0%★ winner 1.9%
Payment processing fee 0% + €0.00★ winner 0% + €0.00
Trustpilot 3 (21) 4.6 (434)★ winner
Country coverage 1 countries 1 countries
Data residency France
Languages 1 6★ winner
Payment methods supported 1 2★ winner
Verdict

Winner by category.

Better fees
OnParticipe

€100.00 vs €97.80 reaches the recipient.

Higher Trustpilot rating
Papayoux

3 vs 4.6 on Trustpilot.

Wider country coverage
Tied

1 vs 1 countries.

Better for European fundraisers
Tied

Both share the same residency posture.

Pick by fit

Choose based on who you are.

Choose OnParticipe if

French and European organisers running cagnottes, ticketed events, or association fundraising who want a no-commission, French-hosted platform with identity controls, and who will read the terms for inactivity and refund charges.

  • No commission on collections, so organisers keep the entire amount raised and ticket revenue.
  • Designed and hosted in France, with French customer support available seven days a week.
  • Funded by an optional donor tip rather than a mandatory platform charge.
  • Systematic identity-document checks on organisers for fraud control.
Read full review →
Choose Papayoux if

French and EU individuals organizing group collections for gifts and events, plus associations running solidarity campaigns, who want a regulated French platform with flexible fee handling.

  • Two products in one brand: group-pot collections and solidarity donations.
  • Regulated French crowdfunding intermediary (ORIAS) backed by Lemonway.
  • Group-pot creation and SEPA-zone withdrawals carry no transfer charge.
  • Organizer can absorb or pass per-contribution costs to contributors.
Read full review →
Also consider

A third option.

1%Club

Dutch and other social-impact initiators running Global-Goals-aligned campaigns who value personal coaching and community-building over a high-volume, self-serve crowdfunding marketplace.

More head-to-heads

Other comparisons.

FAQ

Frequently asked questions

Which is cheaper, OnParticipe or Papayoux?

On a €100 donation, OnParticipe delivers approximately €100.00 to the recipient and Papayoux delivers approximately €97.80. Real costs depend on the payment method donors choose.

Which is better for European nonprofits?

Both platforms operate inside the EEA framework. Choose based on local payment-method coverage and language support.

Which platform has more country coverage?

OnParticipe operates in 1 countries; Papayoux operates in 1.

How we rank

Rankings are produced by a public editorial methodology — open to peer review. We disclose ownership, scoring weights, and every change.

Read methodology →