GoFundMe vs Zeffy
Individual fundraisers in the US, UK, and English-speaking markets running personal causes (medical, memorial, emergencies) where brand reach matters more than EU data residency.
Nonprofits and charitable organisations in the US, Canada, the UK, and Australia that want donation forms, event ticketing, auctions, and donor management together in one tool without per-tool software costs.
On a $100 donation, Zeffy delivers $3.20 more to the recipient than GoFundMe.
Per-method pricing vs Zeffy.
| Payment method | Per transaction | Of $100, recipient gets | Notes |
|---|---|---|---|
| Venmo Popular in EN | 2.9% + $0.30 | $96.80 | US-only; same 2.9% + USD 0.30 transaction fee. |
| iDEAL | 2.9% + $0.25 | $96.85 | One per-donation transaction fee, identical across methods; no iDEAL-specific rate. |
| Credit card | 2.9% + $0.30 | $96.80 | Single per-donation transaction fee, same on every method; varies by country (UK 2.9% + GBP 0.25, US 2.9% + USD 0.30, AU 2.2% + AUD 0.30). |
| PayPal | 2.9% + $0.25 | $96.85 | Same per-donation transaction fee as every method. |
| Apple Pay | 2.9% + $0.25 | $96.85 | Same per-donation transaction fee as every method. |
| Google Pay | 2.9% + $0.25 | $96.85 | Same per-donation transaction fee as every method. |
| Bank Transfer | 2.9% + $0.25 | $96.85 | Same per-donation transaction fee as every method. |
Side-by-side.
| Metric | GoFundMe | Zeffy |
|---|---|---|
| Recipient gets ($100) | $96.80 | $100.00★ winner |
| Platform fee | 0% | 0% |
| Payment processing fee | 2.9% + $0.30 | 0% + $0.00★ winner |
| Trustpilot | 3.3 (23,930) | 4.5 (441)★ winner |
| Country coverage | 20 countries★ winner | 4 countries |
| Data residency | US | CA |
| Languages | 7★ winner | 2 |
| Payment methods supported | 7★ winner | 4 |
Winner by category.
$100.00 vs $96.80 reaches the recipient.
3.3 vs 4.5 on Trustpilot.
20 vs 4 countries.
Both share the same residency posture.
Choose based on who you are.
Individual fundraisers in the US, UK, and English-speaking markets running personal causes (medical, memorial, emergencies) where brand reach matters more than EU data residency.
- ✓Largest global brand in donation crowdfunding with strong organic discoverability
- ✓0% platform fee since 2017 (donor tips fund the platform)
- ✓Wide international country coverage and currency support
- ✓Established trust signals through high-profile media coverage
Nonprofits and charitable organisations in the US, Canada, the UK, and Australia that want donation forms, event ticketing, auctions, and donor management together in one tool without per-tool software costs.
- ✓Combines donation forms, event ticketing, raffles, auctions, peer-to-peer campaigns, memberships, and donor management in one platform.
- ✓Accepts credit cards, Apple Pay, Google Pay, and ACH bank transfers.
- ✓Used by more than 100,000 nonprofit organisations across North America.
- ✓Available in English and French, suiting both US and Canadian (including Québec) organisations.
A third option.
Dutch and other social-impact initiators running Global-Goals-aligned campaigns who value personal coaching and community-building over a high-volume, self-serve crowdfunding marketplace.
Other comparisons.
Frequently asked questions
Which is cheaper, GoFundMe or Zeffy?
On a $100 donation, GoFundMe delivers approximately $96.80 to the recipient and Zeffy delivers approximately $100.00. Real costs depend on the payment method donors choose.
Which is better for European nonprofits?
Both platforms operate inside the EEA framework. Choose based on local payment-method coverage and language support.
Which platform has more country coverage?
GoFundMe operates in 20 countries; Zeffy operates in 4.
Rankings are produced by a public editorial methodology — open to peer review. We disclose ownership, scoring weights, and every change.