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Verified · 2026-06-02 Ownership disclosure
Head-to-head

CotizUp vs GoFundMe

CotizUp logo
CotizUp
— · 1 countries

French individuals and groups raising money for personal causes, projects, or collective gifts who want a simple cagnotte with no platform commission and a keep-it-all model.

GoFundMe logo
GoFundMe
US · 20 countries

Individual fundraisers in the US, UK, and English-speaking markets running personal causes (medical, memorial, emergencies) where brand reach matters more than EU data residency.

The headline

On a $100 donation, CotizUp delivers $0.80 more to the recipient than GoFundMe.

The evidence

Side-by-side.

Metric CotizUp GoFundMe
Recipient gets ($100) $97.60★ winner $96.80
Platform fee 0% 0%
Payment processing fee 1.9% + $0.50★ winner 2.9% + $0.30
Trustpilot 4.3 (2,664)★ winner 3.3 (23,930)
Country coverage 1 countries 20 countries★ winner
Data residency US
Languages 1 7★ winner
Payment methods supported 1 7★ winner
Verdict

Winner by category.

Better fees
CotizUp

$97.60 vs $96.80 reaches the recipient.

Higher Trustpilot rating
CotizUp

4.3 vs 3.3 on Trustpilot.

Wider country coverage
GoFundMe

20 vs 1 countries.

Better for European fundraisers
Tied

Both share the same residency posture.

Pick by fit

Choose based on who you are.

Choose CotizUp if

French individuals and groups raising money for personal causes, projects, or collective gifts who want a simple cagnotte with no platform commission and a keep-it-all model.

  • No platform commission, so organisers keep what they raise (keep-it-all model)
  • Simple cagnotte format designed for quick, shareable group collections
  • Optional donor tip is fully voluntary and can be adjusted or removed before paying
  • Card and bank processing charges are passed through at cost rather than marked up
Read full review →
Choose GoFundMe if

Individual fundraisers in the US, UK, and English-speaking markets running personal causes (medical, memorial, emergencies) where brand reach matters more than EU data residency.

  • Largest global brand in donation crowdfunding with strong organic discoverability
  • 0% platform fee since 2017 (donor tips fund the platform)
  • Wide international country coverage and currency support
  • Established trust signals through high-profile media coverage
Read full review →
Also consider

A third option.

1%Club

Dutch and other social-impact initiators running Global-Goals-aligned campaigns who value personal coaching and community-building over a high-volume, self-serve crowdfunding marketplace.

More head-to-heads

Other comparisons.

FAQ

Frequently asked questions

Which is cheaper, CotizUp or GoFundMe?

On a $100 donation, CotizUp delivers approximately $97.60 to the recipient and GoFundMe delivers approximately $96.80. Real costs depend on the payment method donors choose.

Which is better for European nonprofits?

Both platforms operate inside the EEA framework. Choose based on local payment-method coverage and language support.

Which platform has more country coverage?

CotizUp operates in 1 countries; GoFundMe operates in 20.

How we rank

Rankings are produced by a public editorial methodology — open to peer review. We disclose ownership, scoring weights, and every change.

Read methodology →