4fund.com vs Steady
Individuals, charities, and small organisations across the EEA who want a multilingual, no-commission fundraiser backed by an established Polish crowdfunding operator with EU payment-institution licensing.
European creators, independent journalists, podcasters, and publishers who want recurring income from paying members rather than one-off donation campaigns.
On a $100 donation, 4fund.com delivers $12.90 more to the recipient than Steady.
Side-by-side.
| Metric | 4fund.com | Steady |
|---|---|---|
| Recipient gets ($100) | $100.00★ winner | $87.10 |
| Platform fee | 0%★ winner | 10% |
| Payment processing fee | 0% + $0.00★ winner | 2.9% + $0.00 |
| Trustpilot | 3.9 (451)★ winner | 2.6 (4) |
| Country coverage | 30 countries | 32 countries★ winner |
| Data residency | — | — |
| Languages | 30★ winner | 5 |
| Payment methods supported | 12★ winner | 4 |
Winner by category.
$100.00 vs $87.10 reaches the recipient.
3.9 vs 2.6 on Trustpilot.
32 vs 30 countries.
Both share the same residency posture.
Choose based on who you are.
Individuals, charities, and small organisations across the EEA who want a multilingual, no-commission fundraiser backed by an established Polish crowdfunding operator with EU payment-institution licensing.
- ✓Operated by Zrzutka.pl, the company behind Poland's long-established zrzutka.pl crowdfunding platform, with over a decade of experience.
- ✓Run by an operator that describes itself as an EU-licensed payment services provider supervised by Poland's financial regulator.
- ✓Charges organisers no commission and takes no cut on deposits or withdrawals; sustained by an optional voluntary donor contribution.
- ✓Broad European payment-rail support: iDEAL, Bancontact, MultiBanco, MB Way, and EPS, plus cards, Apple Pay, Google Pay, Revolut Pay, Skrill, N26, and ZEN.
European creators, independent journalists, podcasters, and publishers who want recurring income from paying members rather than one-off donation campaigns.
- ✓Purpose-built recurring-membership tooling for creators, journalists, and publishers.
- ✓Free to register and create a project; fees apply only once you earn.
- ✓European data handling with multi-currency support (euro, pound, Swiss franc, US dollar).
- ✓Members can pay by card, PayPal, Apple Pay, and SEPA direct debit.
A third option.
Dutch and other social-impact initiators running Global-Goals-aligned campaigns who value personal coaching and community-building over a high-volume, self-serve crowdfunding marketplace.
Other comparisons.
Frequently asked questions
Which is cheaper, 4fund.com or Steady?
On a $100 donation, 4fund.com delivers approximately $100.00 to the recipient and Steady delivers approximately $87.10. Real costs depend on the payment method donors choose.
Which is better for European nonprofits?
Both platforms operate inside the EEA framework. Choose based on local payment-method coverage and language support.
Which platform has more country coverage?
4fund.com operates in 30 countries; Steady operates in 32.
Rankings are produced by a public editorial methodology — open to peer review. We disclose ownership, scoring weights, and every change.