4fund.com vs CotizUp
Individuals, charities, and small organisations across the EEA who want a multilingual, no-commission fundraiser backed by an established Polish crowdfunding operator with EU payment-institution licensing.
French individuals and groups raising money for personal causes, projects, or collective gifts who want a simple cagnotte with no platform commission and a keep-it-all model.
On a $100 donation, 4fund.com delivers $2.40 more to the recipient than CotizUp.
Side-by-side.
| Metric | 4fund.com | CotizUp |
|---|---|---|
| Recipient gets ($100) | $100.00★ winner | $97.60 |
| Platform fee | 0% | 0% |
| Payment processing fee | 0% + $0.00★ winner | 1.9% + $0.50 |
| Trustpilot | 3.9 (451) | 4.3 (2,664)★ winner |
| Country coverage | 30 countries★ winner | 1 countries |
| Data residency | — | — |
| Languages | 30★ winner | 1 |
| Payment methods supported | 12★ winner | 1 |
Winner by category.
$100.00 vs $97.60 reaches the recipient.
3.9 vs 4.3 on Trustpilot.
30 vs 1 countries.
Both share the same residency posture.
Choose based on who you are.
Individuals, charities, and small organisations across the EEA who want a multilingual, no-commission fundraiser backed by an established Polish crowdfunding operator with EU payment-institution licensing.
- ✓Operated by Zrzutka.pl, the company behind Poland's long-established zrzutka.pl crowdfunding platform, with over a decade of experience.
- ✓Run by an operator that describes itself as an EU-licensed payment services provider supervised by Poland's financial regulator.
- ✓Charges organisers no commission and takes no cut on deposits or withdrawals; sustained by an optional voluntary donor contribution.
- ✓Broad European payment-rail support: iDEAL, Bancontact, MultiBanco, MB Way, and EPS, plus cards, Apple Pay, Google Pay, Revolut Pay, Skrill, N26, and ZEN.
French individuals and groups raising money for personal causes, projects, or collective gifts who want a simple cagnotte with no platform commission and a keep-it-all model.
- ✓No platform commission, so organisers keep what they raise (keep-it-all model)
- ✓Simple cagnotte format designed for quick, shareable group collections
- ✓Optional donor tip is fully voluntary and can be adjusted or removed before paying
- ✓Card and bank processing charges are passed through at cost rather than marked up
A third option.
Dutch and other social-impact initiators running Global-Goals-aligned campaigns who value personal coaching and community-building over a high-volume, self-serve crowdfunding marketplace.
Other comparisons.
Frequently asked questions
Which is cheaper, 4fund.com or CotizUp?
On a $100 donation, 4fund.com delivers approximately $100.00 to the recipient and CotizUp delivers approximately $97.60. Real costs depend on the payment method donors choose.
Which is better for European nonprofits?
Both platforms operate inside the EEA framework. Choose based on local payment-method coverage and language support.
Which platform has more country coverage?
4fund.com operates in 30 countries; CotizUp operates in 1.
Rankings are produced by a public editorial methodology — open to peer review. We disclose ownership, scoring weights, and every change.