CotizUp vs Spotfund
French individuals and groups raising money for personal causes, projects, or collective gifts who want a simple cagnotte with no platform commission and a keep-it-all model.
US individuals and small nonprofits running time-sensitive personal or community causes who value next-business-day payouts and a simple, mobile-first, socially shareable giving flow.
On a kr100 donation, CotizUp delivers kr0.80 more to the recipient than Spotfund.
Side-by-side.
| Metric | CotizUp | Spotfund |
|---|---|---|
| Recipient gets (kr100) | kr97.60★ winner | kr96.80 |
| Platform fee | 0% | 0% |
| Payment processing fee | 1.9% + kr0.50★ winner | 2.9% + kr0.30 |
| Trustpilot | 4.3 (2,664) | 4.7 (1,775)★ winner |
| Country coverage | 1 countries★ winner | 0 countries |
| Data residency | — | — |
| Languages | 1 | 1 |
| Payment methods supported | 1★ winner | 0 |
Winner by category.
kr97.60 vs kr96.80 reaches the recipient.
4.3 vs 4.7 on Trustpilot.
1 vs 0 countries.
Both share the same residency posture.
Choose based on who you are.
French individuals and groups raising money for personal causes, projects, or collective gifts who want a simple cagnotte with no platform commission and a keep-it-all model.
- ✓No platform commission, so organisers keep what they raise (keep-it-all model)
- ✓Simple cagnotte format designed for quick, shareable group collections
- ✓Optional donor tip is fully voluntary and can be adjusted or removed before paying
- ✓Card and bank processing charges are passed through at cost rather than marked up
US individuals and small nonprofits running time-sensitive personal or community causes who value next-business-day payouts and a simple, mobile-first, socially shareable giving flow.
- ✓Next-business-day payouts, faster than many peers that settle over several days.
- ✓Mobile-first, consumer-friendly giving flow optimized for social sharing.
- ✓Supports personal causes, nonprofits, community, sports, and business campaigns.
- ✓Nonprofit toolkit includes recurring donations, branded tax receipts, and event ticketing.
A third option.
Dutch and other social-impact initiators running Global-Goals-aligned campaigns who value personal coaching and community-building over a high-volume, self-serve crowdfunding marketplace.
Other comparisons.
Frequently asked questions
Which is cheaper, CotizUp or Spotfund?
On a kr100 donation, CotizUp delivers approximately kr97.60 to the recipient and Spotfund delivers approximately kr96.80. Real costs depend on the payment method donors choose.
Which is better for European nonprofits?
Both platforms operate inside the EEA framework. Choose based on local payment-method coverage and language support.
Which platform has more country coverage?
CotizUp operates in 1 countries; Spotfund operates in 0.
Rankings are produced by a public editorial methodology — open to peer review. We disclose ownership, scoring weights, and every change.