Spotfund
US individuals and small nonprofits running time-sensitive personal or community causes who value next-business-day payouts and a simple, mobile-first, socially shareable giving flow.
A US-based online fundraising platform centered on fast, next-business-day payouts and a mobile-first donor experience for personal causes, nonprofits, and community projects.
- Funding model i
- Optional tip
- Platform fee i
- 0% + tip
- Payment processing fee i
- 2.9% + £0.30
- Recipient gets i
- £96.80 / £100
- Data residency i
- —
- Registered entity i
- Spotfund Technologies, Inc. (Delaware corporation)
- Refund policy i
- Refunds only before transfer to recipient; after transfer, refunds must be secured from the recipient
- Payout speed i
- 1–3 days
- Donor guarantee i
- spotsurance
- Countries i
- 1
- Languages i
- 1
- Trustpilot i
- 4.7 / 5
- Domain Rating i
- 74 / 100
- Transparency i
- 4 / 5
- Last updated
- 2026-08-12
Our overall editorial assessment. Full weights are published in the methodology.
The review
Spotfund is a US-based online fundraising platform operated by Spotfund Technologies, Inc. of New York. It is built for personal causes — medical bills, emergencies, memorials, and education — alongside nonprofit, community, sports, and small-business campaigns, with a consumer-facing, mobile-first design.
The platform positions itself around two core promises: keeping costs to organizers low and moving money quickly, advertising next-business-day payouts where many peers settle over several days. Donations are processed through a third-party payment gateway rather than on Spotfund's own servers, and the company references US privacy frameworks such as CalOPPA and CAN-SPAM in its policies.
Spotfund's strengths are payout speed and a streamlined giving flow optimized for sharing across social channels. Its footprint is US-centric, and the platform publishes limited detail about international availability, supported currencies, or interface languages on its own site. For US fundraisers running time-sensitive personal causes the speed-of-access focus is a genuine advantage; organizations needing European payment rails or EU data residency will find the platform less suited.
For nonprofits specifically, Spotfund layers on multi-campaign pages, recurring donations, branded tax receipts, event ticketing, QR-code donations, embeddable donation widgets, and automated disbursement and accounting tools, positioning it as more than a single-campaign consumer product.
What’s good, what’s not.
- ✓Next-business-day payouts, faster than many peers that settle over several days.
- ✓Mobile-first, consumer-friendly giving flow optimized for social sharing.
- ✓Supports personal causes, nonprofits, community, sports, and business campaigns.
- ✓Nonprofit toolkit includes recurring donations, branded tax receipts, and event ticketing.
- ✓Additional tools for QR-code donations, embeddable widgets, and automated disbursement.
- −US-centric; limited published detail on international availability, currencies, or interface languages.
- −Payment processor is not named on the platform's own site.
- −No stated EU data residency, which may not suit European organizations under GDPR.
- −Founding year and corporate background are not disclosed on the site.
Where each £100 actually goes.
Fees vary by payment method. We default to Credit card because that’s the dominant method in the United Kingdom.
1 countries · 1 languages · 0 payment methods.
Better-fit alternatives to Spotfund.
Our curated shortlist — the platforms we’d actively recommend instead of Spotfund for fundraising in the United Kingdom, with the figures behind the call.
WhyDonate lets more of each donation through than Spotfund — £97.85 reaches the recipient per 100, against £96.80.
Zeffy lets more of each donation through than Spotfund — £100.00 reaches the recipient per 100, against £96.80.
JustGiving lets more of each donation through than Spotfund — £97.80 reaches the recipient per 100, against £96.80.
See how Spotfund stacks up head-to-head.
Frequently asked questions
What does Spotfund charge?
Spotfund charges a 0% platform fee with an optional voluntary donor tip on top, plus 2.9% + £0.30 in payment processing per donation.
Where is Spotfund based?
Spotfund was founded in — and is headquartered in —. Data residency is unspecified.
Which countries does Spotfund operate in?
Spotfund operates in 1 countries, including the United States.
Is Spotfund suitable for nonprofits?
Spotfund’s primary audience is individual fundraisers and groups; nonprofits can use the platform but may find specialized alternatives better suited.
Rankings are produced by a public editorial methodology — open to peer review. We disclose ownership, scoring weights, and every change.