4fund.com vs Papayoux
Individuals, charities, and small organisations across the EEA who want a multilingual, no-commission fundraiser backed by an established Polish crowdfunding operator with EU payment-institution licensing.
French and EU individuals organizing group collections for gifts and events, plus associations running solidarity campaigns, who want a regulated French platform with flexible fee handling.
Of every 100 donated, 4fund.com delivers 2.20 more per 100 to the recipient than Papayoux.
Each platform is priced in its own currency: 4fund.com in SEK, Papayoux in EUR.
Side-by-side.
| Metric | 4fund.com | Papayoux |
|---|---|---|
| Recipient gets (per 100) | kr100.00★ winner | €97.80 |
| Platform fee | 0%★ winner | 1.9% |
| Payment processing fee | 0% + kr0.00★ winner | 0% + €0.00 |
| Trustpilot | 3.9 (451) | 4.6 (434)★ winner |
| Country coverage | 30 countries★ winner | 1 countries |
| Data residency | — | — |
| Languages | 30★ winner | 6 |
| Payment methods supported | 12★ winner | 2 |
Winner by category.
kr100.00 vs €97.80 reaches the recipient.
3.9 vs 4.6 on Trustpilot.
30 vs 1 countries.
Both share the same residency posture.
Choose based on who you are.
Individuals, charities, and small organisations across the EEA who want a multilingual, no-commission fundraiser backed by an established Polish crowdfunding operator with EU payment-institution licensing.
- ✓Operated by Zrzutka.pl, the company behind Poland's long-established zrzutka.pl crowdfunding platform, with over a decade of experience.
- ✓Run by an operator that describes itself as an EU-licensed payment services provider supervised by Poland's financial regulator.
- ✓Charges organisers no commission and takes no cut on deposits or withdrawals; sustained by an optional voluntary donor contribution.
- ✓Broad European payment-rail support: iDEAL, Bancontact, MultiBanco, MB Way, and EPS, plus cards, Apple Pay, Google Pay, Revolut Pay, Skrill, N26, and ZEN.
French and EU individuals organizing group collections for gifts and events, plus associations running solidarity campaigns, who want a regulated French platform with flexible fee handling.
- ✓Two products in one brand: group-pot collections and solidarity donations.
- ✓Regulated French crowdfunding intermediary (ORIAS) backed by Lemonway.
- ✓Group-pot creation and SEPA-zone withdrawals carry no transfer charge.
- ✓Organizer can absorb or pass per-contribution costs to contributors.
A third option.
Dutch and other social-impact initiators running Global-Goals-aligned campaigns who value personal coaching and community-building over a high-volume, self-serve crowdfunding marketplace.
Other comparisons.
Frequently asked questions
Which is cheaper, 4fund.com or Papayoux?
Of every 100 donated, 4fund.com delivers approximately kr100.00 to the recipient and Papayoux delivers approximately €97.80. Real costs depend on the payment method donors choose.
Which is better for European nonprofits?
Both platforms operate inside the EEA framework. Choose based on local payment-method coverage and language support.
Which platform has more country coverage?
4fund.com operates in 30 countries; Papayoux operates in 1.
Rankings are produced by a public editorial methodology — open to peer review. We disclose ownership, scoring weights, and every change.