Spotfund vs Steady
US individuals and small nonprofits running time-sensitive personal or community causes who value next-business-day payouts and a simple, mobile-first, socially shareable giving flow.
European creators, independent journalists, podcasters, and publishers who want recurring income from paying members rather than one-off donation campaigns.
Of every 100 donated, Spotfund delivers 9.70 more per 100 to the recipient than Steady.
Each platform is priced in its own currency: Spotfund in NZD, Steady in EUR.
Side-by-side.
| Metric | Spotfund | Steady |
|---|---|---|
| Recipient gets (per 100) | NZ$96.80★ winner | €87.10 |
| Platform fee | 0%★ winner | 10% |
| Payment processing fee | 2.9% + NZ$0.30★ winner | 2.9% + €0.00 |
| Trustpilot | 4.7 (1,775)★ winner | 2.6 (4) |
| Country coverage | 0 countries | 32 countries★ winner |
| Data residency | — | — |
| Languages | 1 | 5★ winner |
| Payment methods supported | 0 | 4★ winner |
Winner by category.
NZ$96.80 vs €87.10 reaches the recipient.
4.7 vs 2.6 on Trustpilot.
32 vs 0 countries.
Both share the same residency posture.
Choose based on who you are.
US individuals and small nonprofits running time-sensitive personal or community causes who value next-business-day payouts and a simple, mobile-first, socially shareable giving flow.
- ✓Next-business-day payouts, faster than many peers that settle over several days.
- ✓Mobile-first, consumer-friendly giving flow optimized for social sharing.
- ✓Supports personal causes, nonprofits, community, sports, and business campaigns.
- ✓Nonprofit toolkit includes recurring donations, branded tax receipts, and event ticketing.
European creators, independent journalists, podcasters, and publishers who want recurring income from paying members rather than one-off donation campaigns.
- ✓Purpose-built recurring-membership tooling for creators, journalists, and publishers.
- ✓Free to register and create a project; fees apply only once you earn.
- ✓European data handling with multi-currency support (euro, pound, Swiss franc, US dollar).
- ✓Members can pay by card, PayPal, Apple Pay, and SEPA direct debit.
A third option.
Dutch and other social-impact initiators running Global-Goals-aligned campaigns who value personal coaching and community-building over a high-volume, self-serve crowdfunding marketplace.
Other comparisons.
Frequently asked questions
Which is cheaper, Spotfund or Steady?
Of every 100 donated, Spotfund delivers approximately NZ$96.80 to the recipient and Steady delivers approximately €87.10. Real costs depend on the payment method donors choose.
Which is better for European nonprofits?
Both platforms operate inside the EEA framework. Choose based on local payment-method coverage and language support.
Which platform has more country coverage?
Spotfund operates in 0 countries; Steady operates in 32.
Rankings are produced by a public editorial methodology — open to peer review. We disclose ownership, scoring weights, and every change.