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Verified · 2026-06-10 Ownership disclosure
Head-to-head

GoFundMe vs Papayoux

GoFundMe logo
GoFundMe
US · 20 countries

Individual fundraisers in the US, UK, and English-speaking markets running personal causes (medical, memorial, emergencies) where brand reach matters more than EU data residency.

Papayoux logo
Papayoux
— · 1 countries

French and EU individuals organizing group collections for gifts and events, plus associations running solidarity campaigns, who want a regulated French platform with flexible fee handling.

The headline

On a €100 donation, Papayoux delivers €1.00 more to the recipient than GoFundMe.

Fees by method · Ireland

Per-method pricing vs Papayoux.

Payment method Per transaction Of €100, recipient gets Notes
iDEAL 2.9% + €0.25 €96.85 0% platform fee
Credit card 2.9% + €0.25 €96.85 0% platform fee
PayPal 2.9% + €0.25 €96.85 0% platform fee
Apple Pay 2.9% + €0.25 €96.85 0% platform fee
Google Pay 2.9% + €0.25 €96.85 0% platform fee
Bank Transfer 2.9% + €0.25 €96.85 0% platform fee
Venmo 2.9% + €0.30 €96.80 0% platform fee
The evidence

Side-by-side.

Metric GoFundMe Papayoux
Recipient gets (€100) €96.80 €97.80★ winner
Platform fee 0%★ winner 1.9%
Payment processing fee 2.9% + €0.30 0% + €0.00★ winner
Trustpilot 3.3 (23,930) 4.6 (434)★ winner
Country coverage 20 countries★ winner 1 countries
Data residency US
Languages 7★ winner 6
Payment methods supported 7★ winner 2
Verdict

Winner by category.

Better fees
Papayoux

€97.80 vs €96.80 reaches the recipient.

Higher Trustpilot rating
Papayoux

3.3 vs 4.6 on Trustpilot.

Wider country coverage
GoFundMe

20 vs 1 countries.

Better for European fundraisers
Tied

Both share the same residency posture.

Pick by fit

Choose based on who you are.

Choose GoFundMe if

Individual fundraisers in the US, UK, and English-speaking markets running personal causes (medical, memorial, emergencies) where brand reach matters more than EU data residency.

  • Largest global brand in donation crowdfunding with strong organic discoverability
  • 0% platform fee since 2017 (donor tips fund the platform)
  • Wide international country coverage and currency support
  • Established trust signals through high-profile media coverage
Read full review →
Choose Papayoux if

French and EU individuals organizing group collections for gifts and events, plus associations running solidarity campaigns, who want a regulated French platform with flexible fee handling.

  • Two products in one brand: group-pot collections and solidarity donations.
  • Regulated French crowdfunding intermediary (ORIAS) backed by Lemonway.
  • Group-pot creation and SEPA-zone withdrawals carry no transfer charge.
  • Organizer can absorb or pass per-contribution costs to contributors.
Read full review →
Also consider

A third option.

1%Club

Dutch and other social-impact initiators running Global-Goals-aligned campaigns who value personal coaching and community-building over a high-volume, self-serve crowdfunding marketplace.

More head-to-heads

Other comparisons.

FAQ

Frequently asked questions

Which is cheaper, GoFundMe or Papayoux?

On a €100 donation, GoFundMe delivers approximately €96.80 to the recipient and Papayoux delivers approximately €97.80. Real costs depend on the payment method donors choose.

Which is better for European nonprofits?

Both platforms operate inside the EEA framework. Choose based on local payment-method coverage and language support.

Which platform has more country coverage?

GoFundMe operates in 20 countries; Papayoux operates in 1.

How we rank

Rankings are produced by a public editorial methodology — open to peer review. We disclose ownership, scoring weights, and every change.

Read methodology →