CotizUp vs OnParticipe
French individuals and groups raising money for personal causes, projects, or collective gifts who want a simple cagnotte with no platform commission and a keep-it-all model.
French and European organisers running cagnottes, ticketed events, or association fundraising who want a no-commission, French-hosted platform with identity controls, and who will read the terms for inactivity and refund charges.
On a €100 donation, OnParticipe delivers €2.40 more to the recipient than CotizUp.
Side-by-side.
| Metric | CotizUp | OnParticipe |
|---|---|---|
| Recipient gets (€100) | €97.60 | €100.00★ winner |
| Platform fee | 0% | 0% |
| Payment processing fee | 1.9% + €0.50 | 0% + €0.00★ winner |
| Trustpilot | 4.3 (2,664)★ winner | 3 (21) |
| Country coverage | 1 countries | 1 countries |
| Data residency | — | France |
| Languages | 1 | 1 |
| Payment methods supported | 1 | 1 |
Winner by category.
€100.00 vs €97.60 reaches the recipient.
4.3 vs 3 on Trustpilot.
1 vs 1 countries.
Both share the same residency posture.
Choose based on who you are.
French individuals and groups raising money for personal causes, projects, or collective gifts who want a simple cagnotte with no platform commission and a keep-it-all model.
- ✓No platform commission, so organisers keep what they raise (keep-it-all model)
- ✓Simple cagnotte format designed for quick, shareable group collections
- ✓Optional donor tip is fully voluntary and can be adjusted or removed before paying
- ✓Card and bank processing charges are passed through at cost rather than marked up
French and European organisers running cagnottes, ticketed events, or association fundraising who want a no-commission, French-hosted platform with identity controls, and who will read the terms for inactivity and refund charges.
- ✓No commission on collections, so organisers keep the entire amount raised and ticket revenue.
- ✓Designed and hosted in France, with French customer support available seven days a week.
- ✓Funded by an optional donor tip rather than a mandatory platform charge.
- ✓Systematic identity-document checks on organisers for fraud control.
A third option.
Dutch and other social-impact initiators running Global-Goals-aligned campaigns who value personal coaching and community-building over a high-volume, self-serve crowdfunding marketplace.
Other comparisons.
Frequently asked questions
Which is cheaper, CotizUp or OnParticipe?
On a €100 donation, CotizUp delivers approximately €97.60 to the recipient and OnParticipe delivers approximately €100.00. Real costs depend on the payment method donors choose.
Which is better for European nonprofits?
Both platforms operate inside the EEA framework. Choose based on local payment-method coverage and language support.
Which platform has more country coverage?
CotizUp operates in 1 countries; OnParticipe operates in 1.
Rankings are produced by a public editorial methodology — open to peer review. We disclose ownership, scoring weights, and every change.