CotizUp vs OnParticipe
French individuals and groups raising money for personal causes, projects, or collective gifts who want a simple cagnotte with no platform commission and a keep-it-all model.
French and European organisers running cagnottes, ticketed events, or association fundraising who want a no-commission, French-hosted platform with identity controls, and who will read the terms for inactivity and refund charges.
Of every 100 donated, OnParticipe delivers 2.40 more per 100 to the recipient than CotizUp.
Each platform is priced in its own currency: CotizUp in AUD, OnParticipe in EUR.
Side-by-side.
| Metric | CotizUp | OnParticipe |
|---|---|---|
| Recipient gets (per 100) | A$97.60 | €100.00★ winner |
| Platform fee | 0% | 0% |
| Payment processing fee | 1.9% + A$0.50 | 0% + €0.00★ winner |
| Trustpilot | 4.3 (2,664)★ winner | 3 (21) |
| Country coverage | 1 countries | 1 countries |
| Data residency | — | France |
| Languages | 1 | 1 |
| Payment methods supported | 1 | 1 |
Winner by category.
€100.00 vs A$97.60 reaches the recipient.
4.3 vs 3 on Trustpilot.
1 vs 1 countries.
Both share the same residency posture.
Choose based on who you are.
French individuals and groups raising money for personal causes, projects, or collective gifts who want a simple cagnotte with no platform commission and a keep-it-all model.
- ✓No platform commission, so organisers keep what they raise (keep-it-all model)
- ✓Simple cagnotte format designed for quick, shareable group collections
- ✓Optional donor tip is fully voluntary and can be adjusted or removed before paying
- ✓Card and bank processing charges are passed through at cost rather than marked up
French and European organisers running cagnottes, ticketed events, or association fundraising who want a no-commission, French-hosted platform with identity controls, and who will read the terms for inactivity and refund charges.
- ✓No commission on collections, so organisers keep the entire amount raised and ticket revenue.
- ✓Designed and hosted in France, with French customer support available seven days a week.
- ✓Funded by an optional donor tip rather than a mandatory platform charge.
- ✓Systematic identity-document checks on organisers for fraud control.
A third option.
Dutch and other social-impact initiators running Global-Goals-aligned campaigns who value personal coaching and community-building over a high-volume, self-serve crowdfunding marketplace.
Other comparisons.
Frequently asked questions
Which is cheaper, CotizUp or OnParticipe?
Of every 100 donated, CotizUp delivers approximately A$97.60 to the recipient and OnParticipe delivers approximately €100.00. Real costs depend on the payment method donors choose.
Which is better for European nonprofits?
Both platforms operate inside the EEA framework. Choose based on local payment-method coverage and language support.
Which platform has more country coverage?
CotizUp operates in 1 countries; OnParticipe operates in 1.
Rankings are produced by a public editorial methodology — open to peer review. We disclose ownership, scoring weights, and every change.