4fund.com vs CotizUp
Individuals, charities, and small organisations across the EEA who want a multilingual, no-commission fundraiser backed by an established Polish crowdfunding operator with EU payment-institution licensing.
French individuals and groups raising money for personal causes, projects, or collective gifts who want a simple cagnotte with no platform commission and a keep-it-all model.
On a kr100 donation, 4fund.com delivers kr2.40 more to the recipient than CotizUp.
Side-by-side.
| Metric | 4fund.com | CotizUp |
|---|---|---|
| Recipient gets (kr100) | kr100.00★ winner | kr97.60 |
| Platform fee | 0% | 0% |
| Payment processing fee | 0% + kr0.00★ winner | 1.9% + kr0.50 |
| Trustpilot | 3.9 (451) | 4.3 (2,664)★ winner |
| Country coverage | 30 countries★ winner | 1 countries |
| Data residency | — | — |
| Languages | 30★ winner | 1 |
| Payment methods supported | 12★ winner | 1 |
Winner by category.
kr100.00 vs kr97.60 reaches the recipient.
3.9 vs 4.3 on Trustpilot.
30 vs 1 countries.
Both share the same residency posture.
Choose based on who you are.
Individuals, charities, and small organisations across the EEA who want a multilingual, no-commission fundraiser backed by an established Polish crowdfunding operator with EU payment-institution licensing.
- ✓Operated by Zrzutka.pl, the company behind Poland's long-established zrzutka.pl crowdfunding platform, with over a decade of experience.
- ✓Run by an operator that describes itself as an EU-licensed payment services provider supervised by Poland's financial regulator.
- ✓Charges organisers no commission and takes no cut on deposits or withdrawals; sustained by an optional voluntary donor contribution.
- ✓Broad European payment-rail support: iDEAL, Bancontact, MultiBanco, MB Way, and EPS, plus cards, Apple Pay, Google Pay, Revolut Pay, Skrill, N26, and ZEN.
French individuals and groups raising money for personal causes, projects, or collective gifts who want a simple cagnotte with no platform commission and a keep-it-all model.
- ✓No platform commission, so organisers keep what they raise (keep-it-all model)
- ✓Simple cagnotte format designed for quick, shareable group collections
- ✓Optional donor tip is fully voluntary and can be adjusted or removed before paying
- ✓Card and bank processing charges are passed through at cost rather than marked up
A third option.
Dutch and other social-impact initiators running Global-Goals-aligned campaigns who value personal coaching and community-building over a high-volume, self-serve crowdfunding marketplace.
Other comparisons.
Frequently asked questions
Which is cheaper, 4fund.com or CotizUp?
On a kr100 donation, 4fund.com delivers approximately kr100.00 to the recipient and CotizUp delivers approximately kr97.60. Real costs depend on the payment method donors choose.
Which is better for European nonprofits?
Both platforms operate inside the EEA framework. Choose based on local payment-method coverage and language support.
Which platform has more country coverage?
4fund.com operates in 30 countries; CotizUp operates in 1.
Rankings are produced by a public editorial methodology — open to peer review. We disclose ownership, scoring weights, and every change.