Steady vs Zeffy
European creators, independent journalists, podcasters, and publishers who want recurring income from paying members rather than one-off donation campaigns.
Nonprofits and charitable organisations in the US, Canada, the UK, and Australia that want donation forms, event ticketing, auctions, and donor management together in one tool without per-tool software costs.
Of every 100 donated, Zeffy delivers 12.90 more per 100 to the recipient than Steady.
Each platform is priced in its own currency: Steady in EUR, Zeffy in NZD.
Per-method pricing.
| Payment method | Per transaction | Of €100, recipient gets | Notes |
|---|---|---|---|
| SEPA Direct Debit | 11% + €0.00 | €89.00 | 10% commission + ~1% SEPA Direct Debit processing. |
| Credit card | 12.9% + €0.00 | €87.10 | 10% commission + ~2.9% card processing. |
Side-by-side.
| Metric | Steady | Zeffy |
|---|---|---|
| Recipient gets (per 100) | €87.10 | NZ$100.00★ winner |
| Platform fee | 10% | 0%★ winner |
| Payment processing fee | 2.9% + €0.00 | 0% + NZ$0.00★ winner |
| Trustpilot | 2.6 (4) | 4.5 (441)★ winner |
| Country coverage | 32 countries★ winner | 4 countries |
| Data residency | — | CA |
| Languages | 5★ winner | 2 |
| Payment methods supported | 4 | 4 |
Winner by category.
NZ$100.00 vs €87.10 reaches the recipient.
2.6 vs 4.5 on Trustpilot.
32 vs 4 countries.
Both share the same residency posture.
Choose based on who you are.
European creators, independent journalists, podcasters, and publishers who want recurring income from paying members rather than one-off donation campaigns.
- ✓Purpose-built recurring-membership tooling for creators, journalists, and publishers.
- ✓Free to register and create a project; fees apply only once you earn.
- ✓European data handling with multi-currency support (euro, pound, Swiss franc, US dollar).
- ✓Members can pay by card, PayPal, Apple Pay, and SEPA direct debit.
Nonprofits and charitable organisations in the US, Canada, the UK, and Australia that want donation forms, event ticketing, auctions, and donor management together in one tool without per-tool software costs.
- ✓Combines donation forms, event ticketing, raffles, auctions, peer-to-peer campaigns, memberships, and donor management in one platform.
- ✓Accepts credit cards, Apple Pay, Google Pay, and ACH bank transfers.
- ✓Used by more than 100,000 nonprofit organisations across North America.
- ✓Available in English and French, suiting both US and Canadian (including Québec) organisations.
A third option.
Dutch and other social-impact initiators running Global-Goals-aligned campaigns who value personal coaching and community-building over a high-volume, self-serve crowdfunding marketplace.
Other comparisons.
Frequently asked questions
Which is cheaper, Steady or Zeffy?
Of every 100 donated, Steady delivers approximately €87.10 to the recipient and Zeffy delivers approximately NZ$100.00. Real costs depend on the payment method donors choose.
Which is better for European nonprofits?
Both platforms operate inside the EEA framework. Choose based on local payment-method coverage and language support.
Which platform has more country coverage?
Steady operates in 32 countries; Zeffy operates in 4.
Rankings are produced by a public editorial methodology — open to peer review. We disclose ownership, scoring weights, and every change.