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Verified · 2026-06-02 Ownership disclosure
Head-to-head

CotizUp vs Kagnotte

CotizUp logo
CotizUp
— · 1 countries

French individuals and groups raising money for personal causes, projects, or collective gifts who want a simple cagnotte with no platform commission and a keep-it-all model.

Kagnotte logo
Kagnotte
— · 1 countries

French and EEA-based organisers running social group pots or association fundraising who want low, transparent per-contribution pricing and unlimited payouts at no extra cost, and who don't need an English-first international experience.

The headline

Of every 100 donated, Kagnotte delivers 1.15 more per 100 to the recipient than CotizUp.

Each platform is priced in its own currency: CotizUp in NZD, Kagnotte in EUR.

The evidence

Side-by-side.

Metric CotizUp Kagnotte
Recipient gets (per 100) NZ$97.60 €98.75★ winner
Platform fee 0%★ winner 1%
Payment processing fee 1.9% + NZ$0.50 0% + €0.00★ winner
Trustpilot 4.3 (2,664)★ winner 3.9 (233)
Country coverage 1 countries 1 countries
Data residency
Languages 1 1
Payment methods supported 1 2★ winner
Verdict

Winner by category.

Better fees
Kagnotte

€98.75 vs NZ$97.60 reaches the recipient.

Higher Trustpilot rating
CotizUp

4.3 vs 3.9 on Trustpilot.

Wider country coverage
Tied

1 vs 1 countries.

Better for European fundraisers
Tied

Both share the same residency posture.

Pick by fit

Choose based on who you are.

Choose CotizUp if

French individuals and groups raising money for personal causes, projects, or collective gifts who want a simple cagnotte with no platform commission and a keep-it-all model.

  • No platform commission, so organisers keep what they raise (keep-it-all model)
  • Simple cagnotte format designed for quick, shareable group collections
  • Optional donor tip is fully voluntary and can be adjusted or removed before paying
  • Card and bank processing charges are passed through at cost rather than marked up
Read full review →
Choose Kagnotte if

French and EEA-based organisers running social group pots or association fundraising who want low, transparent per-contribution pricing and unlimited payouts at no extra cost, and who don't need an English-first international experience.

  • Low headline pricing: a small per-contribution commission plus a fixed amount, undercutting many higher-rate rivals.
  • Unlimited withdrawals to a bank account at no additional charge.
  • No subscription or setup cost to create and manage a pot.
  • Regulated fund custody via Lemonway, authorised by France's ACPR (no. 16568).
Read full review →
Also consider

A third option.

1%Club

Dutch and other social-impact initiators running Global-Goals-aligned campaigns who value personal coaching and community-building over a high-volume, self-serve crowdfunding marketplace.

More head-to-heads

Other comparisons.

FAQ

Frequently asked questions

Which is cheaper, CotizUp or Kagnotte?

Of every 100 donated, CotizUp delivers approximately NZ$97.60 to the recipient and Kagnotte delivers approximately €98.75. Real costs depend on the payment method donors choose.

Which is better for European nonprofits?

Both platforms operate inside the EEA framework. Choose based on local payment-method coverage and language support.

Which platform has more country coverage?

CotizUp operates in 1 countries; Kagnotte operates in 1.

How we rank

Rankings are produced by a public editorial methodology — open to peer review. We disclose ownership, scoring weights, and every change.

Read methodology →