4fund.com vs GoFundMe
Individuals, charities, and small organisations across the EEA who want a multilingual, no-commission fundraiser backed by an established Polish crowdfunding operator with EU payment-institution licensing.
Individual fundraisers in the US, UK, and English-speaking markets running personal causes (medical, memorial, emergencies) where brand reach matters more than EU data residency.
Of every 100 donated, 4fund.com delivers 3.20 more per 100 to the recipient than GoFundMe.
Each platform is priced in its own currency: 4fund.com in NZD, GoFundMe in USD.
Side-by-side.
| Metric | 4fund.com | GoFundMe |
|---|---|---|
| Recipient gets (per 100) | NZ$100.00★ winner | $96.80 |
| Platform fee | 0% | 0% |
| Payment processing fee | 0% + NZ$0.00★ winner | 2.9% + $0.30 |
| Trustpilot | 3.9 (451)★ winner | 3.3 (23,930) |
| Country coverage | 30 countries★ winner | 20 countries |
| Data residency | — | US |
| Languages | 30★ winner | 7 |
| Payment methods supported | 12★ winner | 7 |
Winner by category.
NZ$100.00 vs $96.80 reaches the recipient.
3.9 vs 3.3 on Trustpilot.
30 vs 20 countries.
Both share the same residency posture.
Choose based on who you are.
Individuals, charities, and small organisations across the EEA who want a multilingual, no-commission fundraiser backed by an established Polish crowdfunding operator with EU payment-institution licensing.
- ✓Operated by Zrzutka.pl, the company behind Poland's long-established zrzutka.pl crowdfunding platform, with over a decade of experience.
- ✓Run by an operator that describes itself as an EU-licensed payment services provider supervised by Poland's financial regulator.
- ✓Charges organisers no commission and takes no cut on deposits or withdrawals; sustained by an optional voluntary donor contribution.
- ✓Broad European payment-rail support: iDEAL, Bancontact, MultiBanco, MB Way, and EPS, plus cards, Apple Pay, Google Pay, Revolut Pay, Skrill, N26, and ZEN.
Individual fundraisers in the US, UK, and English-speaking markets running personal causes (medical, memorial, emergencies) where brand reach matters more than EU data residency.
- ✓Largest global brand in donation crowdfunding with strong organic discoverability
- ✓0% platform fee since 2017 (donor tips fund the platform)
- ✓Wide international country coverage and currency support
- ✓Established trust signals through high-profile media coverage
A third option.
Dutch and other social-impact initiators running Global-Goals-aligned campaigns who value personal coaching and community-building over a high-volume, self-serve crowdfunding marketplace.
Other comparisons.
Frequently asked questions
Which is cheaper, 4fund.com or GoFundMe?
Of every 100 donated, 4fund.com delivers approximately NZ$100.00 to the recipient and GoFundMe delivers approximately $96.80. Real costs depend on the payment method donors choose.
Which is better for European nonprofits?
Both platforms operate inside the EEA framework. Choose based on local payment-method coverage and language support.
Which platform has more country coverage?
4fund.com operates in 30 countries; GoFundMe operates in 20.
Rankings are produced by a public editorial methodology — open to peer review. We disclose ownership, scoring weights, and every change.