# Papayoux

> French and EU individuals organizing group collections for gifts and events, plus associations running solidarity campaigns, who want a regulated French platform with flexible fee handling.

A French-origin platform offering online group-pot collections (cagnottes) alongside a separate solidarity-donation product, regulated as a crowdfunding intermediary and powered by the Lemonway payment institution.

## Redaktionellt betyg: 6.9 / 10

## Recensionen

Papayoux is a French platform, operating since 2014 and based in Paris, that combines two products: an online group-pot service (cagnotte en ligne) for pooling money toward shared gifts, events, and personal projects, and a separate solidarity-donation product aimed at associations and charitable causes. This dual structure places it in the mixed category, spanning both social collections and cause-based giving.

The service is operated by the company DEMETER, registered with the French ORIAS register as a crowdfunding intermediary, with payments handled by Lemonway, a payment institution approved by France's ACPR banking regulator. Creating a group-pot and withdrawing within the SEPA zone carry no withdrawal charge, while a per-contribution service fee applies that the organizer can either absorb or pass to contributors; international transfers and certain options are priced differently.

Papayoux's strength is flexibility — a low-friction group-pot for everyday collections plus a dedicated channel for solidarity campaigns — backed by regulated French payment infrastructure. The trade-offs are that the solidarity product now lives on a separate branded domain, fee responsibility can shift confusingly between organizer and contributor, and the platform's home zone is SEPA-centric. For French and EU users running social collections or modest solidarity drives it works well; organizations needing a single unified donation product may find the split confusing.

Contributions are accepted by bank card and bank transfer, with withdrawals inside the SEPA zone (the EU, Switzerland, the UK, Norway, and Iceland) carrying no transfer charge and international transfers available at an added cost. The interface is offered in several European languages, the group-pot integrates an event-ticketing feature, and organizers can convert a collection into partner eco-gift-cards as a no-cost alternative.

## Det här är bra

- Two products in one brand: group-pot collections and solidarity donations.
- Regulated French crowdfunding intermediary (ORIAS) backed by Lemonway.
- Group-pot creation and SEPA-zone withdrawals carry no transfer charge.
- Organizer can absorb or pass per-contribution costs to contributors.
- Integrated event-ticketing and an eco-gift-card conversion option.

## Det här är mindre bra

- Solidarity product now runs on a separate branded domain, fragmenting the experience.
- Fee responsibility shifting between organizer and contributor can confuse users.
- SEPA-centric; international transfers cost more and add friction.
- VAT treatment of fees and data residency are not stated on the site.

## Avgifter

|  |  |
| --- | --- |
| Huvudkontor i | FR |
| Intäktsmodell | Keep What You Raise |
| Plattformsavgift | 1.9% |
| Transaktionsavgift | 0% + €0.00 |
| Mottagaren får | €97.80 / €100 |
| Datalagring | — |
| Länder | 1 |
| Språk | 6 |
| Trustpilot | 4.6 / 5 (434) |
| Senast uppdaterad | 2026-06-03 |

## Täckning

**Länder:** FR

**Språk:** FR, EN, ES, IT, DE, PT

**Betalmetoder som stöds:** Card, Bank Transfer

**Website:** https://www.papayoux.com


## Vanliga frågor

### Vad tar Papayoux betalt?

Papayoux tar ut en plattformsavgift på 1.9 % och 0 % + €0.00 i transaktionsavgift per donation.

### Var finns Papayoux?

Papayoux grundades — och har huvudkontor i FR. Datalagringen är unspecified.

### Vilka länder är Papayoux verksam i?

Papayoux är verksam i 1 länder, däribland stora europeiska marknader och engelskspråkiga marknader.

### Passar Papayoux för ideella organisationer?

Papayoux vänder sig främst till privata insamlare och grupper; ideella organisationer kan använda plattformen men hittar kanske bättre anpassade alternativ.