CotizUp vs OnParticipe

French individuals and groups raising money for personal causes, projects, or collective gifts who want a simple cagnotte with no platform commission and a keep-it-all model.

• ✓No platform commission, so organisers keep what they raise (keep-it-all model)
• ✓Simple cagnotte format designed for quick, shareable group collections
• ✓Optional donor tip is fully voluntary and can be adjusted or removed before paying
• ✓Card and bank processing charges are passed through at cost rather than marked up

French and European organisers running cagnottes, ticketed events, or association fundraising who want a no-commission, French-hosted platform with identity controls, and who will read the terms for inactivity and refund charges.

• ✓No commission on collections, so organisers keep the entire amount raised and ticket revenue.
• ✓Designed and hosted in France, with French customer support available seven days a week.
• ✓Funded by an optional donor tip rather than a mandatory platform charge.
• ✓Systematic identity-document checks on organisers for fraud control.