# OnParticipe vs Spotfund

## Ce spun datele.

La plata prin Credit card, cu OnParticipe ajung la beneficiar cu aproximativ 3.20 mai mult din fiecare 100 donați decât cu Spotfund (€100.00 vs lei96.80 la 100). Spotfund are istoricul Trustpilot mai solid: 4.7/5 din 1.775 recenzii, față de 3.0/5 din 21 pentru OnParticipe.

## Una lângă alta.

| Indicator | OnParticipe | Spotfund |
| --- | --- | --- |
| Beneficiarul primește | €100.00 | lei96.80 |
| Comision al platformei | 0% | 0% |
| Comision de procesare a plății | 0% + €0.00 | 2.9% + lei0.30 |
| Trustpilot | 3 (21) | 4.7 (1775) |
| Domain Rating (by Ahrefs — https://ahrefs.com/) | 74 | 73 |
| Acoperire pe țări | 1 | 0 |
| Stocarea datelor | France | — |
| Limbi | 1 | 1 |
| Metode de plată acceptate | 1 | 0 |

## Alege OnParticipe dacă

> French and European organisers running cagnottes, ticketed events, or association fundraising who want a no-commission, French-hosted platform with identity controls, and who will read the terms for inactivity and refund charges.

- No commission on collections, so organisers keep the entire amount raised and ticket revenue.
- Designed and hosted in France, with French customer support available seven days a week.
- Funded by an optional donor tip rather than a mandatory platform charge.
- Systematic identity-document checks on organisers for fraud control.


## Alege Spotfund dacă

> US individuals and small nonprofits running time-sensitive personal or community causes who value next-business-day payouts and a simple, mobile-first, socially shareable giving flow.

- Next-business-day payouts, faster than many peers that settle over several days.
- Mobile-first, consumer-friendly giving flow optimized for social sharing.
- Supports personal causes, nonprofits, community, sports, and business campaigns.
- Nonprofit toolkit includes recurring donations, branded tax receipts, and event ticketing.