# CotizUp vs Spendenportal

## Ce spun datele.

La plata prin Credit card, cu Spendenportal ajung la beneficiar cu aproximativ lei2.40 mai mult din fiecare lei100 donați decât cu CotizUp (lei100.00 vs lei97.60). La cifrele principale, CotizUp și Spendenportal sunt foarte apropiate — alegerea mai bună ține de disponibilitatea Credit card, de acoperirea lingvistică și de unde se află donatorii tăi.

## Una lângă alta.

| Indicator | CotizUp | Spendenportal |
| --- | --- | --- |
| Beneficiarul primește | lei97.60 | lei100.00 |
| Comision al platformei | 0% | 0% |
| Comision de procesare a plății | 1.9% + lei0.50 | 0% + lei0.00 |
| Trustpilot | 4.2 (2713) | — (0) |
| Domain Rating (by Ahrefs — https://ahrefs.com/) | 72 | 62 |
| Acoperire pe țări | 1 | 1 |
| Stocarea datelor | — | — |
| Limbi | 1 | 1 |
| Metode de plată acceptate | 1 | 0 |

## Alege CotizUp dacă

> French individuals and groups raising money for personal causes, projects, or collective gifts who want a simple cagnotte with no platform commission and a keep-it-all model.

- No platform commission, so organisers keep what they raise (keep-it-all model)
- Simple cagnotte format designed for quick, shareable group collections
- Optional donor tip is fully voluntary and can be adjusted or removed before paying
- Card and bank processing charges are passed through at cost rather than marked up


## Alege Spendenportal dacă

> German donors who want to give to vetted, pre-checked charities, and supporters who want to donate goods as well as money - including via SocialBay's eBay-based resale of in-kind donations.

- Handles both monetary (Geldspenden) and in-kind (Sachspenden) donations, the latter via SocialBay's eBay-based resale.
- Charities are vetted and activated only after a review, supporting donor trust.
- Operated by a nonprofit social enterprise (Sozial-Aktien-Gesellschaft) recognized as a donation-collecting organization.
- Donors can choose whether payment-provider costs are added on top of or deducted from their gift.