# CerfApp vs Papayoux

## Ce spun datele.

La plata prin Credit card, cu CerfApp ajung la beneficiar cu aproximativ €1.20 mai mult din fiecare €100 donați decât cu Papayoux (€99.00 vs €97.80). La cifrele principale, CerfApp și Papayoux sunt foarte apropiate — alegerea mai bună ține de disponibilitatea Credit card, de acoperirea lingvistică și de unde se află donatorii tăi.

## Una lângă alta.

| Indicator | CerfApp | Papayoux |
| --- | --- | --- |
| Beneficiarul primește | €99.00 | €97.80 |
| Comision al platformei | 1% | 1.9% |
| Comision de procesare a plății | 0% + €0.00 | 0% + €0.00 |
| Trustpilot | — (0) | 4.6 (434) |
| Domain Rating (by Ahrefs — https://ahrefs.com/) | 16 | 54 |
| Acoperire pe țări | 1 | 1 |
| Stocarea datelor | — | — |
| Limbi | 1 | 6 |
| Metode de plată acceptate | 1 | 2 |

## Alege CerfApp dacă

> French loi 1901 associations and religious communities (Jewish, Muslim, and Christian) that need donation collection with automatic CERFA tax receipts, member management, and a ready-made website in one place.

- All-in-one toolkit for French associations: donation collection, a member directory and CRM, and a built-in website.
- Automatic CERFA tax-receipt generation for French donors and associations.
- Dedicated configurations for Jewish (Tsedaka), Muslim (Sadaqa), and Christian (Denier) giving traditions.
- Online card payments processed through Stripe, certified PCI-DSS Level 1.


## Alege Papayoux dacă

> French and EU individuals organizing group collections for gifts and events, plus associations running solidarity campaigns, who want a regulated French platform with flexible fee handling.

- Two products in one brand: group-pot collections and solidarity donations.
- Regulated French crowdfunding intermediary (ORIAS) backed by Lemonway.
- Group-pot creation and SEPA-zone withdrawals carry no transfer charge.
- Organizer can absorb or pass per-contribution costs to contributors.