# Alvarum vs CerfApp

## Ce spun datele.

La plata prin Credit card, cu CerfApp ajung la beneficiar cu aproximativ €1.15 mai mult din fiecare €100 donați decât cu Alvarum (€99.00 vs €97.85). La cifrele principale, Alvarum și CerfApp sunt foarte apropiate — alegerea mai bună ține de disponibilitatea Credit card, de acoperirea lingvistică și de unde se află donatorii tăi.

## Una lângă alta.

| Indicator | Alvarum | CerfApp |
| --- | --- | --- |
| Beneficiarul primește | €97.85 | €99.00 |
| Comision al platformei | 0% | 1% |
| Comision de procesare a plății | 1.9% + €0.25 | 0% + €0.00 |
| Trustpilot | — (0) | — (0) |
| Domain Rating (by Ahrefs — https://ahrefs.com/) | 68 | 16 |
| Acoperire pe țări | 0 | 1 |
| Stocarea datelor | France | — |
| Limbi | 2 | 1 |
| Metode de plată acceptate | 1 | 1 |

## Alege Alvarum dacă

> French and European charities and associations running cause-based or sports-challenge fundraising who want donations paid directly to the beneficiary and support for European local payment methods.

- Donations are routed directly to the beneficiary charity and settled on an automated monthly cycle rather than held by the platform.
- Strong fit for sports-challenge and participatory event fundraising such as marathons and cycling events.
- European local payment methods - iDEAL, Bancontact, Sofort, and SEPA direct debit - alongside Visa and Mastercard cards.
- Payments handled by HiPay, a payment institution authorised by France's ACPR; Alvarum registered with ORIAS as a donation crowdfunding intermediary.


## Alege CerfApp dacă

> French loi 1901 associations and religious communities (Jewish, Muslim, and Christian) that need donation collection with automatic CERFA tax receipts, member management, and a ready-made website in one place.

- All-in-one toolkit for French associations: donation collection, a member directory and CRM, and a built-in website.
- Automatic CERFA tax-receipt generation for French donors and associations.
- Dedicated configurations for Jewish (Tsedaka), Muslim (Sadaqa), and Christian (Denier) giving traditions.
- Online card payments processed through Stripe, certified PCI-DSS Level 1.