# Kagnotte vs Papayoux

## Lado a lado.

| Métrica | Kagnotte | Papayoux |
| --- | --- | --- |
| O beneficiário recebe | €98.75 | €97.80 |
| Taxa da plataforma | 1% | 1.9% |
| Taxa de processamento de pagamento | 0% + €0.00 | 0% + €0.00 |
| Trustpilot | 3.9 (233) | 4.6 (434) |
| Cobertura de países | 1 | 1 |
| Residência de dados | — | — |
| Idiomas | 1 | 6 |
| Métodos de pagamento suportados | 2 | 2 |

## Escolhe o Kagnotte se

> French and EEA-based organisers running social group pots or association fundraising who want low, transparent per-contribution pricing and unlimited payouts at no extra cost, and who don't need an English-first international experience.

- Low headline pricing: a small per-contribution commission plus a fixed amount, undercutting many higher-rate rivals.
- Unlimited withdrawals to a bank account at no additional charge.
- No subscription or setup cost to create and manage a pot.
- Regulated fund custody via Lemonway, authorised by France's ACPR (no. 16568).


## Escolhe o Papayoux se

> French and EU individuals organizing group collections for gifts and events, plus associations running solidarity campaigns, who want a regulated French platform with flexible fee handling.

- Two products in one brand: group-pot collections and solidarity donations.
- Regulated French crowdfunding intermediary (ORIAS) backed by Lemonway.
- Group-pot creation and SEPA-zone withdrawals carry no transfer charge.
- Organizer can absorb or pass per-contribution costs to contributors.