# CotizUp vs Spotfund

## O que dizem os dados.

Spotfund tem o histórico mais sólido no Trustpilot: 4.7/5 em 1.775 avaliações, contra 4.2/5 em 2.713 de CotizUp. Nos números principais, CotizUp e Spotfund estão muito equilibrados — a melhor escolha depende da disponibilidade de MB WAY, da cobertura de idiomas e de onde estão os teus doadores.

## Lado a lado.

| Métrica | CotizUp | Spotfund |
| --- | --- | --- |
| O beneficiário recebe | €97.60 | €96.80 |
| Taxa da plataforma | 0% | 0% |
| Taxa de processamento de pagamento | 1.9% + €0.50 | 2.9% + €0.30 |
| Trustpilot | 4.2 (2713) | 4.7 (1775) |
| Domain Rating (by Ahrefs — https://ahrefs.com/) | 72 | 73 |
| Cobertura de países | 1 | 0 |
| Residência de dados | — | — |
| Idiomas | 1 | 1 |
| Métodos de pagamento suportados | 1 | 0 |

## Escolhe o CotizUp se

> French individuals and groups raising money for personal causes, projects, or collective gifts who want a simple cagnotte with no platform commission and a keep-it-all model.

- No platform commission, so organisers keep what they raise (keep-it-all model)
- Simple cagnotte format designed for quick, shareable group collections
- Optional donor tip is fully voluntary and can be adjusted or removed before paying
- Card and bank processing charges are passed through at cost rather than marked up


## Escolhe o Spotfund se

> US individuals and small nonprofits running time-sensitive personal or community causes who value next-business-day payouts and a simple, mobile-first, socially shareable giving flow.

- Next-business-day payouts, faster than many peers that settle over several days.
- Mobile-first, consumer-friendly giving flow optimized for social sharing.
- Supports personal causes, nonprofits, community, sports, and business campaigns.
- Nonprofit toolkit includes recurring donations, branded tax receipts, and event ticketing.