# CerfApp vs Spotfund

## O que dizem os dados.

Pagando por Credit card, com CerfApp chegam ao destinatário cerca de €2.20 a mais por cada €100 doados do que com Spotfund (€99.00 vs €96.80). Nos números principais, CerfApp e Spotfund estão muito equilibrados — a melhor escolha depende da disponibilidade de MB WAY, da cobertura de idiomas e de onde estão os teus doadores.

## Lado a lado.

| Métrica | CerfApp | Spotfund |
| --- | --- | --- |
| O beneficiário recebe | €99.00 | €96.80 |
| Taxa da plataforma | 1% | 0% |
| Taxa de processamento de pagamento | 0% + €0.00 | 2.9% + €0.30 |
| Trustpilot | — (0) | 4.7 (1775) |
| Domain Rating (by Ahrefs — https://ahrefs.com/) | 16 | 73 |
| Cobertura de países | 1 | 0 |
| Residência de dados | — | — |
| Idiomas | 1 | 1 |
| Métodos de pagamento suportados | 1 | 0 |

## Escolhe o CerfApp se

> French loi 1901 associations and religious communities (Jewish, Muslim, and Christian) that need donation collection with automatic CERFA tax receipts, member management, and a ready-made website in one place.

- All-in-one toolkit for French associations: donation collection, a member directory and CRM, and a built-in website.
- Automatic CERFA tax-receipt generation for French donors and associations.
- Dedicated configurations for Jewish (Tsedaka), Muslim (Sadaqa), and Christian (Denier) giving traditions.
- Online card payments processed through Stripe, certified PCI-DSS Level 1.


## Escolhe o Spotfund se

> US individuals and small nonprofits running time-sensitive personal or community causes who value next-business-day payouts and a simple, mobile-first, socially shareable giving flow.

- Next-business-day payouts, faster than many peers that settle over several days.
- Mobile-first, consumer-friendly giving flow optimized for social sharing.
- Supports personal causes, nonprofits, community, sports, and business campaigns.
- Nonprofit toolkit includes recurring donations, branded tax receipts, and event ticketing.