# CerfApp vs Papayoux

## O que dizem os dados.

Pagando por Credit card, com CerfApp chegam ao destinatário cerca de €1.20 a mais por cada €100 doados do que com Papayoux (€99.00 vs €97.80). Nos números principais, CerfApp e Papayoux estão muito equilibrados — a melhor escolha depende da disponibilidade de MB WAY, da cobertura de idiomas e de onde estão os teus doadores.

## Lado a lado.

| Métrica | CerfApp | Papayoux |
| --- | --- | --- |
| O beneficiário recebe | €99.00 | €97.80 |
| Taxa da plataforma | 1% | 1.9% |
| Taxa de processamento de pagamento | 0% + €0.00 | 0% + €0.00 |
| Trustpilot | — (0) | 4.6 (434) |
| Domain Rating (by Ahrefs — https://ahrefs.com/) | 16 | 54 |
| Cobertura de países | 1 | 1 |
| Residência de dados | — | — |
| Idiomas | 1 | 6 |
| Métodos de pagamento suportados | 1 | 2 |

## Escolhe o CerfApp se

> French loi 1901 associations and religious communities (Jewish, Muslim, and Christian) that need donation collection with automatic CERFA tax receipts, member management, and a ready-made website in one place.

- All-in-one toolkit for French associations: donation collection, a member directory and CRM, and a built-in website.
- Automatic CERFA tax-receipt generation for French donors and associations.
- Dedicated configurations for Jewish (Tsedaka), Muslim (Sadaqa), and Christian (Denier) giving traditions.
- Online card payments processed through Stripe, certified PCI-DSS Level 1.


## Escolhe o Papayoux se

> French and EU individuals organizing group collections for gifts and events, plus associations running solidarity campaigns, who want a regulated French platform with flexible fee handling.

- Two products in one brand: group-pot collections and solidarity donations.
- Regulated French crowdfunding intermediary (ORIAS) backed by Lemonway.
- Group-pot creation and SEPA-zone withdrawals carry no transfer charge.
- Organizer can absorb or pass per-contribution costs to contributors.