# CerfApp vs OnParticipe

## O que dizem os dados.

Pagando por Credit card, com OnParticipe chegam ao destinatário cerca de €1.00 a mais por cada €100 doados do que com CerfApp (€100.00 vs €99.00). Nos números principais, CerfApp e OnParticipe estão muito equilibrados — a melhor escolha depende da disponibilidade de MB WAY, da cobertura de idiomas e de onde estão os teus doadores.

## Lado a lado.

| Métrica | CerfApp | OnParticipe |
| --- | --- | --- |
| O beneficiário recebe | €99.00 | €100.00 |
| Taxa da plataforma | 1% | 0% |
| Taxa de processamento de pagamento | 0% + €0.00 | 0% + €0.00 |
| Trustpilot | — (0) | 3 (21) |
| Domain Rating (by Ahrefs — https://ahrefs.com/) | 16 | 74 |
| Cobertura de países | 1 | 1 |
| Residência de dados | — | France |
| Idiomas | 1 | 1 |
| Métodos de pagamento suportados | 1 | 1 |

## Escolhe o CerfApp se

> French loi 1901 associations and religious communities (Jewish, Muslim, and Christian) that need donation collection with automatic CERFA tax receipts, member management, and a ready-made website in one place.

- All-in-one toolkit for French associations: donation collection, a member directory and CRM, and a built-in website.
- Automatic CERFA tax-receipt generation for French donors and associations.
- Dedicated configurations for Jewish (Tsedaka), Muslim (Sadaqa), and Christian (Denier) giving traditions.
- Online card payments processed through Stripe, certified PCI-DSS Level 1.


## Escolhe o OnParticipe se

> French and European organisers running cagnottes, ticketed events, or association fundraising who want a no-commission, French-hosted platform with identity controls, and who will read the terms for inactivity and refund charges.

- No commission on collections, so organisers keep the entire amount raised and ticket revenue.
- Designed and hosted in France, with French customer support available seven days a week.
- Funded by an optional donor tip rather than a mandatory platform charge.
- Systematic identity-document checks on organisers for fraud control.