# CerfApp vs CotizUp

## O que dizem os dados.

Pagando por Credit card, com CerfApp chegam ao destinatário cerca de €1.40 a mais por cada €100 doados do que com CotizUp (€99.00 vs €97.60). Nos números principais, CerfApp e CotizUp estão muito equilibrados — a melhor escolha depende da disponibilidade de MB WAY, da cobertura de idiomas e de onde estão os teus doadores.

## Lado a lado.

| Métrica | CerfApp | CotizUp |
| --- | --- | --- |
| O beneficiário recebe | €99.00 | €97.60 |
| Taxa da plataforma | 1% | 0% |
| Taxa de processamento de pagamento | 0% + €0.00 | 1.9% + €0.50 |
| Trustpilot | — (0) | 4.2 (2713) |
| Domain Rating (by Ahrefs — https://ahrefs.com/) | 16 | 72 |
| Cobertura de países | 1 | 1 |
| Residência de dados | — | — |
| Idiomas | 1 | 1 |
| Métodos de pagamento suportados | 1 | 1 |

## Escolhe o CerfApp se

> French loi 1901 associations and religious communities (Jewish, Muslim, and Christian) that need donation collection with automatic CERFA tax receipts, member management, and a ready-made website in one place.

- All-in-one toolkit for French associations: donation collection, a member directory and CRM, and a built-in website.
- Automatic CERFA tax-receipt generation for French donors and associations.
- Dedicated configurations for Jewish (Tsedaka), Muslim (Sadaqa), and Christian (Denier) giving traditions.
- Online card payments processed through Stripe, certified PCI-DSS Level 1.


## Escolhe o CotizUp se

> French individuals and groups raising money for personal causes, projects, or collective gifts who want a simple cagnotte with no platform commission and a keep-it-all model.

- No platform commission, so organisers keep what they raise (keep-it-all model)
- Simple cagnotte format designed for quick, shareable group collections
- Optional donor tip is fully voluntary and can be adjusted or removed before paying
- Card and bank processing charges are passed through at cost rather than marked up