# Alvarum vs Spotfund

## O que dizem os dados.

Pagando por Credit card, com Alvarum chegam ao destinatário cerca de €1.05 a mais por cada €100 doados do que com Spotfund (€97.85 vs €96.80). Nos números principais, Alvarum e Spotfund estão muito equilibrados — a melhor escolha depende da disponibilidade de MB WAY, da cobertura de idiomas e de onde estão os teus doadores.

## Lado a lado.

| Métrica | Alvarum | Spotfund |
| --- | --- | --- |
| O beneficiário recebe | €97.85 | €96.80 |
| Taxa da plataforma | 0% | 0% |
| Taxa de processamento de pagamento | 1.9% + €0.25 | 2.9% + €0.30 |
| Trustpilot | — (0) | 4.7 (1775) |
| Domain Rating (by Ahrefs — https://ahrefs.com/) | 68 | 73 |
| Cobertura de países | 0 | 0 |
| Residência de dados | France | — |
| Idiomas | 2 | 1 |
| Métodos de pagamento suportados | 1 | 0 |

## Escolhe o Alvarum se

> French and European charities and associations running cause-based or sports-challenge fundraising who want donations paid directly to the beneficiary and support for European local payment methods.

- Donations are routed directly to the beneficiary charity and settled on an automated monthly cycle rather than held by the platform.
- Strong fit for sports-challenge and participatory event fundraising such as marathons and cycling events.
- European local payment methods - iDEAL, Bancontact, Sofort, and SEPA direct debit - alongside Visa and Mastercard cards.
- Payments handled by HiPay, a payment institution authorised by France's ACPR; Alvarum registered with ORIAS as a donation crowdfunding intermediary.


## Escolhe o Spotfund se

> US individuals and small nonprofits running time-sensitive personal or community causes who value next-business-day payouts and a simple, mobile-first, socially shareable giving flow.

- Next-business-day payouts, faster than many peers that settle over several days.
- Mobile-first, consumer-friendly giving flow optimized for social sharing.
- Supports personal causes, nonprofits, community, sports, and business campaigns.
- Nonprofit toolkit includes recurring donations, branded tax receipts, and event ticketing.