# Alvarum vs OnParticipe

## O que dizem os dados.

Pagando por Credit card, com OnParticipe chegam ao destinatário cerca de €2.15 a mais por cada €100 doados do que com Alvarum (€100.00 vs €97.85). Nos números principais, Alvarum e OnParticipe estão muito equilibrados — a melhor escolha depende da disponibilidade de MB WAY, da cobertura de idiomas e de onde estão os teus doadores.

## Lado a lado.

| Métrica | Alvarum | OnParticipe |
| --- | --- | --- |
| O beneficiário recebe | €97.85 | €100.00 |
| Taxa da plataforma | 0% | 0% |
| Taxa de processamento de pagamento | 1.9% + €0.25 | 0% + €0.00 |
| Trustpilot | — (0) | 3 (21) |
| Domain Rating (by Ahrefs — https://ahrefs.com/) | 68 | 74 |
| Cobertura de países | 0 | 1 |
| Residência de dados | France | France |
| Idiomas | 2 | 1 |
| Métodos de pagamento suportados | 1 | 1 |

## Escolhe o Alvarum se

> French and European charities and associations running cause-based or sports-challenge fundraising who want donations paid directly to the beneficiary and support for European local payment methods.

- Donations are routed directly to the beneficiary charity and settled on an automated monthly cycle rather than held by the platform.
- Strong fit for sports-challenge and participatory event fundraising such as marathons and cycling events.
- European local payment methods - iDEAL, Bancontact, Sofort, and SEPA direct debit - alongside Visa and Mastercard cards.
- Payments handled by HiPay, a payment institution authorised by France's ACPR; Alvarum registered with ORIAS as a donation crowdfunding intermediary.


## Escolhe o OnParticipe se

> French and European organisers running cagnottes, ticketed events, or association fundraising who want a no-commission, French-hosted platform with identity controls, and who will read the terms for inactivity and refund charges.

- No commission on collections, so organisers keep the entire amount raised and ticket revenue.
- Designed and hosted in France, with French customer support available seven days a week.
- Funded by an optional donor tip rather than a mandatory platform charge.
- Systematic identity-document checks on organisers for fraud control.