# Alvarum vs CerfApp

## O que dizem os dados.

Pagando por Credit card, com CerfApp chegam ao destinatário cerca de €1.15 a mais por cada €100 doados do que com Alvarum (€99.00 vs €97.85). Nos números principais, Alvarum e CerfApp estão muito equilibrados — a melhor escolha depende da disponibilidade de MB WAY, da cobertura de idiomas e de onde estão os teus doadores.

## Lado a lado.

| Métrica | Alvarum | CerfApp |
| --- | --- | --- |
| O beneficiário recebe | €97.85 | €99.00 |
| Taxa da plataforma | 0% | 1% |
| Taxa de processamento de pagamento | 1.9% + €0.25 | 0% + €0.00 |
| Trustpilot | — (0) | — (0) |
| Domain Rating (by Ahrefs — https://ahrefs.com/) | 68 | 16 |
| Cobertura de países | 0 | 1 |
| Residência de dados | France | — |
| Idiomas | 2 | 1 |
| Métodos de pagamento suportados | 1 | 1 |

## Escolhe o Alvarum se

> French and European charities and associations running cause-based or sports-challenge fundraising who want donations paid directly to the beneficiary and support for European local payment methods.

- Donations are routed directly to the beneficiary charity and settled on an automated monthly cycle rather than held by the platform.
- Strong fit for sports-challenge and participatory event fundraising such as marathons and cycling events.
- European local payment methods - iDEAL, Bancontact, Sofort, and SEPA direct debit - alongside Visa and Mastercard cards.
- Payments handled by HiPay, a payment institution authorised by France's ACPR; Alvarum registered with ORIAS as a donation crowdfunding intermediary.


## Escolhe o CerfApp se

> French loi 1901 associations and religious communities (Jewish, Muslim, and Christian) that need donation collection with automatic CERFA tax receipts, member management, and a ready-made website in one place.

- All-in-one toolkit for French associations: donation collection, a member directory and CRM, and a built-in website.
- Automatic CERFA tax-receipt generation for French donors and associations.
- Dedicated configurations for Jewish (Tsedaka), Muslim (Sadaqa), and Christian (Denier) giving traditions.
- Online card payments processed through Stripe, certified PCI-DSS Level 1.