# Kagnotte vs Spendenportal

## Co mówią liczby.

Przy płatności Credit card Spendenportal przekazuje odbiorcy o około 1.25 więcej z każdych 100 darowizny niż Kagnotte (zł100.00 vs €98.75 na 100). W kluczowych liczbach Kagnotte i Spendenportal idą łeb w łeb — lepszy wybór zależy od dostępności BLIK, obsługi języków i tego, gdzie są twoi darczyńcy.

## Obok siebie.

| Kryterium | Kagnotte | Spendenportal |
| --- | --- | --- |
| Odbiorca dostaje | €98.75 | zł100.00 |
| Prowizja platformy | 1% | 0% |
| Opłata za obsługę płatności | 0% + €0.00 | 0% + zł0.00 |
| Trustpilot | 3.9 (249) | — (0) |
| Domain Rating (by Ahrefs — https://ahrefs.com/) | 49 | 62 |
| Zasięg krajowy | 1 | 1 |
| Lokalizacja danych | — | — |
| Języki | 1 | 1 |
| Obsługiwane metody płatności | 2 | 0 |

## Wybierz Kagnotte, jeśli

> French and EEA-based organisers running social group pots or association fundraising who want low, transparent per-contribution pricing and unlimited payouts at no extra cost, and who don't need an English-first international experience.

- Low headline pricing: a small per-contribution commission plus a fixed amount, undercutting many higher-rate rivals.
- Unlimited withdrawals to a bank account at no additional charge.
- No subscription or setup cost to create and manage a pot.
- Regulated fund custody via Lemonway, authorised by France's ACPR (no. 16568).


## Wybierz Spendenportal, jeśli

> German donors who want to give to vetted, pre-checked charities, and supporters who want to donate goods as well as money - including via SocialBay's eBay-based resale of in-kind donations.

- Handles both monetary (Geldspenden) and in-kind (Sachspenden) donations, the latter via SocialBay's eBay-based resale.
- Charities are vetted and activated only after a review, supporting donor trust.
- Operated by a nonprofit social enterprise (Sozial-Aktien-Gesellschaft) recognized as a donation-collecting organization.
- Donors can choose whether payment-provider costs are added on top of or deducted from their gift.