# CotizUp vs Spendenportal

## Co mówią liczby.

Przy płatności Credit card Spendenportal przekazuje odbiorcy o około zł2.40 więcej z każdych zł100 darowizny niż CotizUp (zł100.00 vs zł97.60). W kluczowych liczbach CotizUp i Spendenportal idą łeb w łeb — lepszy wybór zależy od dostępności BLIK, obsługi języków i tego, gdzie są twoi darczyńcy.

## Obok siebie.

| Kryterium | CotizUp | Spendenportal |
| --- | --- | --- |
| Odbiorca dostaje | zł97.60 | zł100.00 |
| Prowizja platformy | 0% | 0% |
| Opłata za obsługę płatności | 1.9% + zł0.50 | 0% + zł0.00 |
| Trustpilot | 4.2 (2713) | — (0) |
| Domain Rating (by Ahrefs — https://ahrefs.com/) | 72 | 62 |
| Zasięg krajowy | 1 | 1 |
| Lokalizacja danych | — | — |
| Języki | 1 | 1 |
| Obsługiwane metody płatności | 1 | 0 |

## Wybierz CotizUp, jeśli

> French individuals and groups raising money for personal causes, projects, or collective gifts who want a simple cagnotte with no platform commission and a keep-it-all model.

- No platform commission, so organisers keep what they raise (keep-it-all model)
- Simple cagnotte format designed for quick, shareable group collections
- Optional donor tip is fully voluntary and can be adjusted or removed before paying
- Card and bank processing charges are passed through at cost rather than marked up


## Wybierz Spendenportal, jeśli

> German donors who want to give to vetted, pre-checked charities, and supporters who want to donate goods as well as money - including via SocialBay's eBay-based resale of in-kind donations.

- Handles both monetary (Geldspenden) and in-kind (Sachspenden) donations, the latter via SocialBay's eBay-based resale.
- Charities are vetted and activated only after a review, supporting donor trust.
- Operated by a nonprofit social enterprise (Sozial-Aktien-Gesellschaft) recognized as a donation-collecting organization.
- Donors can choose whether payment-provider costs are added on top of or deducted from their gift.