# CerfApp vs OnParticipe

## Co mówią liczby.

Przy płatności Credit card OnParticipe przekazuje odbiorcy o około €1.00 więcej z każdych €100 darowizny niż CerfApp (€100.00 vs €99.00). W kluczowych liczbach CerfApp i OnParticipe idą łeb w łeb — lepszy wybór zależy od dostępności BLIK, obsługi języków i tego, gdzie są twoi darczyńcy.

## Obok siebie.

| Kryterium | CerfApp | OnParticipe |
| --- | --- | --- |
| Odbiorca dostaje | €99.00 | €100.00 |
| Prowizja platformy | 1% | 0% |
| Opłata za obsługę płatności | 0% + €0.00 | 0% + €0.00 |
| Trustpilot | — (0) | 3 (21) |
| Domain Rating (by Ahrefs — https://ahrefs.com/) | 16 | 74 |
| Zasięg krajowy | 1 | 1 |
| Lokalizacja danych | — | France |
| Języki | 1 | 1 |
| Obsługiwane metody płatności | 1 | 1 |

## Wybierz CerfApp, jeśli

> French loi 1901 associations and religious communities (Jewish, Muslim, and Christian) that need donation collection with automatic CERFA tax receipts, member management, and a ready-made website in one place.

- All-in-one toolkit for French associations: donation collection, a member directory and CRM, and a built-in website.
- Automatic CERFA tax-receipt generation for French donors and associations.
- Dedicated configurations for Jewish (Tsedaka), Muslim (Sadaqa), and Christian (Denier) giving traditions.
- Online card payments processed through Stripe, certified PCI-DSS Level 1.


## Wybierz OnParticipe, jeśli

> French and European organisers running cagnottes, ticketed events, or association fundraising who want a no-commission, French-hosted platform with identity controls, and who will read the terms for inactivity and refund charges.

- No commission on collections, so organisers keep the entire amount raised and ticket revenue.
- Designed and hosted in France, with French customer support available seven days a week.
- Funded by an optional donor tip rather than a mandatory platform charge.
- Systematic identity-document checks on organisers for fraud control.