# CerfApp vs CotizUp

## Co mówią liczby.

Przy płatności Credit card CerfApp przekazuje odbiorcy o około 1.40 więcej z każdych 100 darowizny niż CotizUp (€99.00 vs zł97.60 na 100). W kluczowych liczbach CerfApp i CotizUp idą łeb w łeb — lepszy wybór zależy od dostępności BLIK, obsługi języków i tego, gdzie są twoi darczyńcy.

## Obok siebie.

| Kryterium | CerfApp | CotizUp |
| --- | --- | --- |
| Odbiorca dostaje | €99.00 | zł97.60 |
| Prowizja platformy | 1% | 0% |
| Opłata za obsługę płatności | 0% + €0.00 | 1.9% + zł0.50 |
| Trustpilot | — (0) | 4.2 (2713) |
| Domain Rating (by Ahrefs — https://ahrefs.com/) | 16 | 72 |
| Zasięg krajowy | 1 | 1 |
| Lokalizacja danych | — | — |
| Języki | 1 | 1 |
| Obsługiwane metody płatności | 1 | 1 |

## Wybierz CerfApp, jeśli

> French loi 1901 associations and religious communities (Jewish, Muslim, and Christian) that need donation collection with automatic CERFA tax receipts, member management, and a ready-made website in one place.

- All-in-one toolkit for French associations: donation collection, a member directory and CRM, and a built-in website.
- Automatic CERFA tax-receipt generation for French donors and associations.
- Dedicated configurations for Jewish (Tsedaka), Muslim (Sadaqa), and Christian (Denier) giving traditions.
- Online card payments processed through Stripe, certified PCI-DSS Level 1.


## Wybierz CotizUp, jeśli

> French individuals and groups raising money for personal causes, projects, or collective gifts who want a simple cagnotte with no platform commission and a keep-it-all model.

- No platform commission, so organisers keep what they raise (keep-it-all model)
- Simple cagnotte format designed for quick, shareable group collections
- Optional donor tip is fully voluntary and can be adjusted or removed before paying
- Card and bank processing charges are passed through at cost rather than marked up