# Papayoux vs Spotfund

## Mitä luvut kertovat.

Credit card-maksulla Papayoux toimittaa saajalle noin €1.00 enemmän jokaisesta lahjoitetusta €100:sta kuin Spotfund (€97.80 vs €96.80). Päälukujen valossa Papayoux ja Spotfund ovat hyvin tasaväkisiä — parempi valinta riippuu MobilePay-tuesta, kielivalikoimasta ja siitä, missä lahjoittajasi ovat.

## Rinnakkain.

| Mittari | Papayoux | Spotfund |
| --- | --- | --- |
| Saaja saa | €97.80 | €96.80 |
| Alustamaksu | 1.9% | 0% |
| Maksunkäsittelymaksu | 0% + €0.00 | 2.9% + €0.30 |
| Trustpilot | 4.6 (434) | 4.7 (1775) |
| Domain Rating (by Ahrefs — https://ahrefs.com/) | 54 | 73 |
| Maakattavuus | 1 | 0 |
| Tietojen sijainti | — | — |
| Kielet | 6 | 1 |
| Tuetut maksutavat | 2 | 0 |

## Valitse Papayoux, jos

> French and EU individuals organizing group collections for gifts and events, plus associations running solidarity campaigns, who want a regulated French platform with flexible fee handling.

- Two products in one brand: group-pot collections and solidarity donations.
- Regulated French crowdfunding intermediary (ORIAS) backed by Lemonway.
- Group-pot creation and SEPA-zone withdrawals carry no transfer charge.
- Organizer can absorb or pass per-contribution costs to contributors.


## Valitse Spotfund, jos

> US individuals and small nonprofits running time-sensitive personal or community causes who value next-business-day payouts and a simple, mobile-first, socially shareable giving flow.

- Next-business-day payouts, faster than many peers that settle over several days.
- Mobile-first, consumer-friendly giving flow optimized for social sharing.
- Supports personal causes, nonprofits, community, sports, and business campaigns.
- Nonprofit toolkit includes recurring donations, branded tax receipts, and event ticketing.