# OnParticipe vs Spotfund

## Mitä luvut kertovat.

Credit card-maksulla OnParticipe toimittaa saajalle noin €3.20 enemmän jokaisesta lahjoitetusta €100:sta kuin Spotfund (€100.00 vs €96.80). Spotfund on Trustpilot-historialtaan vahvempi: 4.7/5 yhteensä 1 775 arvostelusta, kun OnParticipe saa 3.0/5 21 arvostelusta.

## Rinnakkain.

| Mittari | OnParticipe | Spotfund |
| --- | --- | --- |
| Saaja saa | €100.00 | €96.80 |
| Alustamaksu | 0% | 0% |
| Maksunkäsittelymaksu | 0% + €0.00 | 2.9% + €0.30 |
| Trustpilot | 3 (21) | 4.7 (1775) |
| Domain Rating (by Ahrefs — https://ahrefs.com/) | 74 | 73 |
| Maakattavuus | 1 | 0 |
| Tietojen sijainti | France | — |
| Kielet | 1 | 1 |
| Tuetut maksutavat | 1 | 0 |

## Valitse OnParticipe, jos

> French and European organisers running cagnottes, ticketed events, or association fundraising who want a no-commission, French-hosted platform with identity controls, and who will read the terms for inactivity and refund charges.

- No commission on collections, so organisers keep the entire amount raised and ticket revenue.
- Designed and hosted in France, with French customer support available seven days a week.
- Funded by an optional donor tip rather than a mandatory platform charge.
- Systematic identity-document checks on organisers for fraud control.


## Valitse Spotfund, jos

> US individuals and small nonprofits running time-sensitive personal or community causes who value next-business-day payouts and a simple, mobile-first, socially shareable giving flow.

- Next-business-day payouts, faster than many peers that settle over several days.
- Mobile-first, consumer-friendly giving flow optimized for social sharing.
- Supports personal causes, nonprofits, community, sports, and business campaigns.
- Nonprofit toolkit includes recurring donations, branded tax receipts, and event ticketing.