# OnParticipe vs Papayoux

## Rinnakkain.

| Mittari | OnParticipe | Papayoux |
| --- | --- | --- |
| Saaja saa | €100.00 | €97.80 |
| Alustamaksu | 0% | 1.9% |
| Maksunkäsittelymaksu | 0% + €0.00 | 0% + €0.00 |
| Trustpilot | 3 (21) | 4.6 (434) |
| Maakattavuus | 1 | 1 |
| Tietojen sijainti | France | — |
| Kielet | 1 | 6 |
| Tuetut maksutavat | 1 | 2 |

## Valitse OnParticipe, jos

> French and European organisers running cagnottes, ticketed events, or association fundraising who want a no-commission, French-hosted platform with identity controls, and who will read the terms for inactivity and refund charges.

- No commission on collections, so organisers keep the entire amount raised and ticket revenue.
- Designed and hosted in France, with French customer support available seven days a week.
- Funded by an optional donor tip rather than a mandatory platform charge.
- Systematic identity-document checks on organisers for fraud control.


## Valitse Papayoux, jos

> French and EU individuals organizing group collections for gifts and events, plus associations running solidarity campaigns, who want a regulated French platform with flexible fee handling.

- Two products in one brand: group-pot collections and solidarity donations.
- Regulated French crowdfunding intermediary (ORIAS) backed by Lemonway.
- Group-pot creation and SEPA-zone withdrawals carry no transfer charge.
- Organizer can absorb or pass per-contribution costs to contributors.