# CerfApp vs Papayoux

## Mitä luvut kertovat.

Credit card-maksulla CerfApp toimittaa saajalle noin €1.20 enemmän jokaisesta lahjoitetusta €100:sta kuin Papayoux (€99.00 vs €97.80). Päälukujen valossa CerfApp ja Papayoux ovat hyvin tasaväkisiä — parempi valinta riippuu MobilePay-tuesta, kielivalikoimasta ja siitä, missä lahjoittajasi ovat.

## Rinnakkain.

| Mittari | CerfApp | Papayoux |
| --- | --- | --- |
| Saaja saa | €99.00 | €97.80 |
| Alustamaksu | 1% | 1.9% |
| Maksunkäsittelymaksu | 0% + €0.00 | 0% + €0.00 |
| Trustpilot | — (0) | 4.6 (434) |
| Domain Rating (by Ahrefs — https://ahrefs.com/) | 16 | 54 |
| Maakattavuus | 1 | 1 |
| Tietojen sijainti | — | — |
| Kielet | 1 | 6 |
| Tuetut maksutavat | 1 | 2 |

## Valitse CerfApp, jos

> French loi 1901 associations and religious communities (Jewish, Muslim, and Christian) that need donation collection with automatic CERFA tax receipts, member management, and a ready-made website in one place.

- All-in-one toolkit for French associations: donation collection, a member directory and CRM, and a built-in website.
- Automatic CERFA tax-receipt generation for French donors and associations.
- Dedicated configurations for Jewish (Tsedaka), Muslim (Sadaqa), and Christian (Denier) giving traditions.
- Online card payments processed through Stripe, certified PCI-DSS Level 1.


## Valitse Papayoux, jos

> French and EU individuals organizing group collections for gifts and events, plus associations running solidarity campaigns, who want a regulated French platform with flexible fee handling.

- Two products in one brand: group-pot collections and solidarity donations.
- Regulated French crowdfunding intermediary (ORIAS) backed by Lemonway.
- Group-pot creation and SEPA-zone withdrawals carry no transfer charge.
- Organizer can absorb or pass per-contribution costs to contributors.