# Spotfund vs WhyDonate

## What the data says.

WhyDonate stores donor data inside the EEA — a practical advantage for GDPR-sensitive campaigns — while Spotfund does not. On the headline numbers, Spotfund and WhyDonate are closely matched — the better pick comes down to Credit card availability, language coverage, and where your donors are.

## Side-by-side.

| Metric | Spotfund | WhyDonate |
| --- | --- | --- |
| Recipient gets | $96.80 | $98.35 |
| Platform fee | 0% | 0% |
| Payment processing fee | 2.9% + $0.30 | 1.4% + $0.25 |
| Trustpilot | 4.7 (1775) | 4.9 (388) |
| Domain Rating (by Ahrefs — https://ahrefs.com/) | 73 | 77 |
| Country coverage | 0 | 115 |
| Data residency | — | EEA |
| Languages | 1 | 19 |
| Payment methods supported | 0 | 24 |

## Choose Spotfund if

> US individuals and small nonprofits running time-sensitive personal or community causes who value next-business-day payouts and a simple, mobile-first, socially shareable giving flow.

- Next-business-day payouts, faster than many peers that settle over several days.
- Mobile-first, consumer-friendly giving flow optimized for social sharing.
- Supports personal causes, nonprofits, community, sports, and business campaigns.
- Nonprofit toolkit includes recurring donations, branded tax receipts, and event ticketing.


## Choose WhyDonate if

> European nonprofits and individuals who want a transparent, low-fee, GDPR-native crowdfunding platform with broad multilingual and multi-currency support.

- Zero platform fee with a transparent voluntary-tip model
- EEA data residency and GDPR-native compliance
- Broad coverage of local European payment rails (iDEAL, Bancontact, Klarna, Twint, Swish, MobilePay, Vipps, Blik, Cartes Bancaires, Satispay, MultiBanco, EPS) plus global rails (cards, PayPal, Apple Pay, Google Pay, Amazon Pay, Link, Revolut Pay)
- 19-language interface and 27 supported currencies for cross-border fundraising