# CotizUp vs Spendenportal

## What the data says.

Paying by Credit card, Spendenportal delivers about kr2.40 more of every kr100 donated than CotizUp (kr100.00 vs kr97.60). On the headline numbers, CotizUp and Spendenportal are closely matched — the better pick comes down to Credit card availability, language coverage, and where your donors are.

## Side-by-side.

| Metric | CotizUp | Spendenportal |
| --- | --- | --- |
| Recipient gets | kr97.60 | kr100.00 |
| Platform fee | 0% | 0% |
| Payment processing fee | 1.9% + kr0.50 | 0% + kr0.00 |
| Trustpilot | 4.2 (2713) | — (0) |
| Domain Rating (by Ahrefs — https://ahrefs.com/) | 72 | 62 |
| Country coverage | 1 | 1 |
| Data residency | — | — |
| Languages | 1 | 1 |
| Payment methods supported | 1 | 0 |

## Choose CotizUp if

> French individuals and groups raising money for personal causes, projects, or collective gifts who want a simple cagnotte with no platform commission and a keep-it-all model.

- No platform commission, so organisers keep what they raise (keep-it-all model)
- Simple cagnotte format designed for quick, shareable group collections
- Optional donor tip is fully voluntary and can be adjusted or removed before paying
- Card and bank processing charges are passed through at cost rather than marked up


## Choose Spendenportal if

> German donors who want to give to vetted, pre-checked charities, and supporters who want to donate goods as well as money - including via SocialBay's eBay-based resale of in-kind donations.

- Handles both monetary (Geldspenden) and in-kind (Sachspenden) donations, the latter via SocialBay's eBay-based resale.
- Charities are vetted and activated only after a review, supporting donor trust.
- Operated by a nonprofit social enterprise (Sozial-Aktien-Gesellschaft) recognized as a donation-collecting organization.
- Donors can choose whether payment-provider costs are added on top of or deducted from their gift.