# 4fund.com vs Steady

## Side-by-side.

| Metric | 4fund.com | Steady |
| --- | --- | --- |
| Recipient gets | €100.00 | €87.10 |
| Platform fee | 0% | 10% |
| Payment processing fee | 0% + €0.00 | 2.9% + €0.00 |
| Trustpilot | 3.9 (451) | 2.6 (4) |
| Country coverage | 30 | 32 |
| Data residency | — | — |
| Languages | 30 | 5 |
| Payment methods supported | 14 | 4 |

## Choose 4fund.com if

> Individuals, charities, and small organisations across the EEA who want a multilingual, no-commission fundraiser backed by an established Polish crowdfunding operator with EU payment-institution licensing.

- Operated by Zrzutka.pl, the company behind Poland's long-established zrzutka.pl crowdfunding platform, with over a decade of experience.
- Run by an operator that describes itself as an EU-licensed payment services provider supervised by Poland's financial regulator.
- Charges organisers no commission and takes no cut on deposits or withdrawals; sustained by an optional voluntary donor contribution.
- Broad European payment-rail support: iDEAL, Bancontact, MultiBanco, MB Way, and EPS, plus cards, Apple Pay, Google Pay, Revolut Pay, Skrill, N26, and ZEN.


## Choose Steady if

> European creators, independent journalists, podcasters, and publishers who want recurring income from paying members rather than one-off donation campaigns.

- Purpose-built recurring-membership tooling for creators, journalists, and publishers.
- Free to register and create a project; fees apply only once you earn.
- European data handling with multi-currency support (euro, pound, Swiss franc, US dollar).
- Members can pay by card, PayPal, Apple Pay, and SEPA direct debit.