# 4fund.com vs Papayoux

## Side-by-side.

| Metric | 4fund.com | Papayoux |
| --- | --- | --- |
| Recipient gets | €100.00 | €97.80 |
| Platform fee | 0% | 1.9% |
| Payment processing fee | 0% + €0.00 | 0% + €0.00 |
| Trustpilot | 3.9 (451) | 4.6 (434) |
| Domain Rating (by Ahrefs — https://ahrefs.com/) | 68 | 53 |
| Country coverage | 30 | 1 |
| Data residency | — | — |
| Languages | 30 | 6 |
| Payment methods supported | 14 | 2 |

## Choose 4fund.com if

> Individuals, charities, and small organisations across the EEA who want a multilingual, no-commission fundraiser backed by an established Polish crowdfunding operator with EU payment-institution licensing.

- Operated by Zrzutka.pl, the company behind Poland's long-established zrzutka.pl crowdfunding platform, with over a decade of experience.
- Run by an operator that describes itself as an EU-licensed payment services provider supervised by Poland's financial regulator.
- Charges organisers no commission and takes no cut on deposits or withdrawals; sustained by an optional voluntary donor contribution.
- Broad European payment-rail support: iDEAL, Bancontact, MultiBanco, MB Way, and EPS, plus cards, Apple Pay, Google Pay, Revolut Pay, Skrill, N26, and ZEN.


## Choose Papayoux if

> French and EU individuals organizing group collections for gifts and events, plus associations running solidarity campaigns, who want a regulated French platform with flexible fee handling.

- Two products in one brand: group-pot collections and solidarity donations.
- Regulated French crowdfunding intermediary (ORIAS) backed by Lemonway.
- Group-pot creation and SEPA-zone withdrawals carry no transfer charge.
- Organizer can absorb or pass per-contribution costs to contributors.