# 4fund.com

> Individuals, charities, and small organisations across the EEA who want a multilingual, no-commission fundraiser backed by an established Polish crowdfunding operator with EU payment-institution licensing.

A pan-European donation crowdfunding platform operated by Poland's Zrzutka.pl, licensed as an EU payment institution and sustained by optional voluntary donor tips rather than a platform commission.

## Editorial score: 8.2 / 10

## The review

4fund.com is the international edition of zrzutka.pl, the long-established Polish crowdfunding service, operated by Zrzutka.pl sp. z o.o. It hosts donation fundraisers for social, medical, personal, business, and charitable causes, and operates across the European Economic Area with a broad multilingual interface covering most European languages.

The platform is run by an operator that describes itself as an EU-licensed payment services provider, which underpins how it handles donor payments and organiser payouts. It charges organisers no commission and takes no cut on deposits or withdrawals; instead it is sustained by an optional, voluntary support contribution that donors or organisers can adjust or set aside, and organisers keep what they raise apart from underlying payment-processing costs.

Its strongest position is the European market it inherited from zrzutka.pl, with local payment rails such as iDEAL, Bancontact, MultiBanco, MB Way, and EPS alongside cards and digital wallets. The trade-offs are a smaller international brand profile than US-origin platforms and pricing transparency that rests on a voluntary-contribution model rather than a published flat rate. For European organisers who value local payment methods and EU regulatory standing these rarely matter; for those seeking a globally recognised brand they may.

Supported payment methods are unusually broad for the region, spanning cards, Apple Pay, Google Pay, Revolut Pay, Skrill, N26, and ZEN in addition to the local European rails, giving donors across multiple countries a familiar checkout option. Payouts can be made to a card within minutes or by traditional bank transfer.

## What’s good

- Operated by Zrzutka.pl, the company behind Poland's long-established zrzutka.pl crowdfunding platform, with over a decade of experience.
- Run by an operator that describes itself as an EU-licensed payment services provider supervised by Poland's financial regulator.
- Charges organisers no commission and takes no cut on deposits or withdrawals; sustained by an optional voluntary donor contribution.
- Broad European payment-rail support: iDEAL, Bancontact, MultiBanco, MB Way, and EPS, plus cards, Apple Pay, Google Pay, Revolut Pay, Skrill, N26, and ZEN.
- Multilingual interface covering most European languages for cross-border fundraising.
- Keep-it-all model, so organisers receive funds whether or not a goal is met, with fast payouts to card or bank transfer.

## What’s not

- Limited international brand recognition outside its core European markets.
- Pricing transparency relies on a voluntary-contribution model rather than a published flat platform rate.
- Oriented primarily to EEA markets, with less support for fundraisers outside Europe.
- Underlying payment-processing costs are not separately itemised on the public site.

## Fees

|  |  |
| --- | --- |
| Headquartered in | PL |
| Funding model | Optional tip |
| Platform fee | 0% + tip |
| Payment processing fee | 0% + £0.00 |
| Recipient gets | £100.00 / £100 |
| Data residency | — |
| Countries | 30 |
| Languages | 30 |
| Trustpilot | 3.9 / 5 (451) |
| Last updated | 2026-06-02 |

## Coverage

**Countries:** AT, BE, BG, HR, CY, CZ, DK, EE, FI, FR, DE, GR, HU, IE, IT, LV, LT, LU, MT, NL, PL, PT, RO, SK, SI, ES, SE, IS, LI, NO

**Languages:** EN, BG, CA, HR, CS, DA, NL, ET, FI, FR, GL, DE, EL, HU, IS, IT, GA, LT, LV, MT, NO, PL, PT, RO, SK, SL, ES, SV, TR, UK

**Payment methods supported:** Card, Apple Pay, Google Pay, Revolut Pay, Zen, iDEAL, Bancontact, Multibanco, MB Way, N26, Skrill, EPS

**Website:** https://4fund.com


## FAQ

### What does 4fund.com charge?

4fund.com charges a 0% platform fee with an optional voluntary donor tip on top, plus 0% + £0.00 in payment processing per donation.

### Where is 4fund.com based?

4fund.com was founded in — and is headquartered in PL. Data residency is unspecified.

### Which countries does 4fund.com operate in?

4fund.com operates in 30 countries including major European markets and English-speaking markets.

### Is 4fund.com suitable for nonprofits?

4fund.com’s primary audience is individual fundraisers and groups; nonprofits can use the platform but may find specialized alternatives better suited.