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Verified · 2026-06-03 Ownership disclosure
Head-to-head

Papayoux vs Spotfund

Papayoux logo
Papayoux
— · 1 countries

French and EU individuals organizing group collections for gifts and events, plus associations running solidarity campaigns, who want a regulated French platform with flexible fee handling.

Spotfund logo
Spotfund
— · 0 countries

US individuals and small nonprofits running time-sensitive personal or community causes who value next-business-day payouts and a simple, mobile-first, socially shareable giving flow.

The headline

Of every 100 donated, Papayoux delivers 1.00 more per 100 to the recipient than Spotfund.

Each platform is priced in its own currency: Papayoux in EUR, Spotfund in GBP.

The evidence

Side-by-side.

Metric Papayoux Spotfund
Recipient gets (per 100) €97.80★ winner £96.80
Platform fee 1.9% 0%★ winner
Payment processing fee 0% + €0.00★ winner 2.9% + £0.30
Trustpilot 4.6 (434) 4.7 (1,775)★ winner
Country coverage 1 countries★ winner 0 countries
Data residency
Languages 6★ winner 1
Payment methods supported 2★ winner 0
Verdict

Winner by category.

Better fees
Papayoux

€97.80 vs £96.80 reaches the recipient.

Higher Trustpilot rating
Spotfund

4.6 vs 4.7 on Trustpilot.

Wider country coverage
Papayoux

1 vs 0 countries.

Better for European fundraisers
Tied

Both share the same residency posture.

Pick by fit

Choose based on who you are.

Choose Papayoux if

French and EU individuals organizing group collections for gifts and events, plus associations running solidarity campaigns, who want a regulated French platform with flexible fee handling.

  • Two products in one brand: group-pot collections and solidarity donations.
  • Regulated French crowdfunding intermediary (ORIAS) backed by Lemonway.
  • Group-pot creation and SEPA-zone withdrawals carry no transfer charge.
  • Organizer can absorb or pass per-contribution costs to contributors.
Read full review →
Choose Spotfund if

US individuals and small nonprofits running time-sensitive personal or community causes who value next-business-day payouts and a simple, mobile-first, socially shareable giving flow.

  • Next-business-day payouts, faster than many peers that settle over several days.
  • Mobile-first, consumer-friendly giving flow optimized for social sharing.
  • Supports personal causes, nonprofits, community, sports, and business campaigns.
  • Nonprofit toolkit includes recurring donations, branded tax receipts, and event ticketing.
Read full review →
Also consider

A third option.

1%Club

Dutch and other social-impact initiators running Global-Goals-aligned campaigns who value personal coaching and community-building over a high-volume, self-serve crowdfunding marketplace.

More head-to-heads

Other comparisons.

FAQ

Frequently asked questions

Which is cheaper, Papayoux or Spotfund?

Of every 100 donated, Papayoux delivers approximately €97.80 to the recipient and Spotfund delivers approximately £96.80. Real costs depend on the payment method donors choose.

Which is better for European nonprofits?

Both platforms operate inside the EEA framework. Choose based on local payment-method coverage and language support.

Which platform has more country coverage?

Papayoux operates in 1 countries; Spotfund operates in 0.

How we rank

Rankings are produced by a public editorial methodology — open to peer review. We disclose ownership, scoring weights, and every change.

Read methodology →