givingplatforms.com

Language & region

Pick the language you want the site in, and the country you're fundraising in or from. We use this to default the dominant payment method and currency.

Verified · 2026-06-03 Ownership disclosure
Head-to-head

OnParticipe vs Spotfund

OnParticipe logo
OnParticipe
France · 1 countries

French and European organisers running cagnottes, ticketed events, or association fundraising who want a no-commission, French-hosted platform with identity controls, and who will read the terms for inactivity and refund charges.

Spotfund logo
Spotfund
— · 0 countries

US individuals and small nonprofits running time-sensitive personal or community causes who value next-business-day payouts and a simple, mobile-first, socially shareable giving flow.

The headline

Of every 100 donated, OnParticipe delivers 3.20 more per 100 to the recipient than Spotfund.

Each platform is priced in its own currency: OnParticipe in EUR, Spotfund in GBP.

The evidence

Side-by-side.

Metric OnParticipe Spotfund
Recipient gets (per 100) €100.00★ winner £96.80
Platform fee 0% 0%
Payment processing fee 0% + €0.00★ winner 2.9% + £0.30
Trustpilot 3 (21) 4.7 (1,775)★ winner
Country coverage 1 countries★ winner 0 countries
Data residency France
Languages 1 1
Payment methods supported 1★ winner 0
Verdict

Winner by category.

Better fees
OnParticipe

€100.00 vs £96.80 reaches the recipient.

Higher Trustpilot rating
Spotfund

3 vs 4.7 on Trustpilot.

Wider country coverage
OnParticipe

1 vs 0 countries.

Better for European fundraisers
Tied

Both share the same residency posture.

Pick by fit

Choose based on who you are.

Choose OnParticipe if

French and European organisers running cagnottes, ticketed events, or association fundraising who want a no-commission, French-hosted platform with identity controls, and who will read the terms for inactivity and refund charges.

  • No commission on collections, so organisers keep the entire amount raised and ticket revenue.
  • Designed and hosted in France, with French customer support available seven days a week.
  • Funded by an optional donor tip rather than a mandatory platform charge.
  • Systematic identity-document checks on organisers for fraud control.
Read full review →
Choose Spotfund if

US individuals and small nonprofits running time-sensitive personal or community causes who value next-business-day payouts and a simple, mobile-first, socially shareable giving flow.

  • Next-business-day payouts, faster than many peers that settle over several days.
  • Mobile-first, consumer-friendly giving flow optimized for social sharing.
  • Supports personal causes, nonprofits, community, sports, and business campaigns.
  • Nonprofit toolkit includes recurring donations, branded tax receipts, and event ticketing.
Read full review →
Also consider

A third option.

1%Club

Dutch and other social-impact initiators running Global-Goals-aligned campaigns who value personal coaching and community-building over a high-volume, self-serve crowdfunding marketplace.

More head-to-heads

Other comparisons.

FAQ

Frequently asked questions

Which is cheaper, OnParticipe or Spotfund?

Of every 100 donated, OnParticipe delivers approximately €100.00 to the recipient and Spotfund delivers approximately £96.80. Real costs depend on the payment method donors choose.

Which is better for European nonprofits?

Both platforms operate inside the EEA framework. Choose based on local payment-method coverage and language support.

Which platform has more country coverage?

OnParticipe operates in 1 countries; Spotfund operates in 0.

How we rank

Rankings are produced by a public editorial methodology — open to peer review. We disclose ownership, scoring weights, and every change.

Read methodology →