CotizUp vs Spotfund
French individuals and groups raising money for personal causes, projects, or collective gifts who want a simple cagnotte with no platform commission and a keep-it-all model.
US individuals and small nonprofits running time-sensitive personal or community causes who value next-business-day payouts and a simple, mobile-first, socially shareable giving flow.
On a £100 donation, CotizUp delivers £0.80 more to the recipient than Spotfund.
Side-by-side.
| Metric | CotizUp | Spotfund |
|---|---|---|
| Recipient gets (£100) | £97.60★ winner | £96.80 |
| Platform fee | 0% | 0% |
| Payment processing fee | 1.9% + £0.50★ winner | 2.9% + £0.30 |
| Trustpilot | 4.3 (2,664) | 4.7 (1,775)★ winner |
| Country coverage | 1 countries★ winner | 0 countries |
| Data residency | — | — |
| Languages | 1 | 1 |
| Payment methods supported | 1★ winner | 0 |
Winner by category.
£97.60 vs £96.80 reaches the recipient.
4.3 vs 4.7 on Trustpilot.
1 vs 0 countries.
Both share the same residency posture.
Choose based on who you are.
French individuals and groups raising money for personal causes, projects, or collective gifts who want a simple cagnotte with no platform commission and a keep-it-all model.
- ✓No platform commission, so organisers keep what they raise (keep-it-all model)
- ✓Simple cagnotte format designed for quick, shareable group collections
- ✓Optional donor tip is fully voluntary and can be adjusted or removed before paying
- ✓Card and bank processing charges are passed through at cost rather than marked up
US individuals and small nonprofits running time-sensitive personal or community causes who value next-business-day payouts and a simple, mobile-first, socially shareable giving flow.
- ✓Next-business-day payouts, faster than many peers that settle over several days.
- ✓Mobile-first, consumer-friendly giving flow optimized for social sharing.
- ✓Supports personal causes, nonprofits, community, sports, and business campaigns.
- ✓Nonprofit toolkit includes recurring donations, branded tax receipts, and event ticketing.
A third option.
Dutch and other social-impact initiators running Global-Goals-aligned campaigns who value personal coaching and community-building over a high-volume, self-serve crowdfunding marketplace.
Other comparisons.
Frequently asked questions
Which is cheaper, CotizUp or Spotfund?
On a £100 donation, CotizUp delivers approximately £97.60 to the recipient and Spotfund delivers approximately £96.80. Real costs depend on the payment method donors choose.
Which is better for European nonprofits?
Both platforms operate inside the EEA framework. Choose based on local payment-method coverage and language support.
Which platform has more country coverage?
CotizUp operates in 1 countries; Spotfund operates in 0.
Rankings are produced by a public editorial methodology — open to peer review. We disclose ownership, scoring weights, and every change.