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Verified · 2026-06-02 Ownership disclosure
Head-to-head

CotizUp vs Papayoux

CotizUp logo
CotizUp
— · 1 countries

French individuals and groups raising money for personal causes, projects, or collective gifts who want a simple cagnotte with no platform commission and a keep-it-all model.

Papayoux logo
Papayoux
— · 1 countries

French and EU individuals organizing group collections for gifts and events, plus associations running solidarity campaigns, who want a regulated French platform with flexible fee handling.

The headline

Of every 100 donated, Papayoux delivers 0.20 more per 100 to the recipient than CotizUp.

Each platform is priced in its own currency: CotizUp in GBP, Papayoux in EUR.

The evidence

Side-by-side.

Metric CotizUp Papayoux
Recipient gets (per 100) £97.60 €97.80★ winner
Platform fee 0%★ winner 1.9%
Payment processing fee 1.9% + £0.50 0% + €0.00★ winner
Trustpilot 4.3 (2,664) 4.6 (434)★ winner
Country coverage 1 countries 1 countries
Data residency
Languages 1 6★ winner
Payment methods supported 1 2★ winner
Verdict

Winner by category.

Better fees
Papayoux

€97.80 vs £97.60 reaches the recipient.

Higher Trustpilot rating
Papayoux

4.3 vs 4.6 on Trustpilot.

Wider country coverage
Tied

1 vs 1 countries.

Better for European fundraisers
Tied

Both share the same residency posture.

Pick by fit

Choose based on who you are.

Choose CotizUp if

French individuals and groups raising money for personal causes, projects, or collective gifts who want a simple cagnotte with no platform commission and a keep-it-all model.

  • No platform commission, so organisers keep what they raise (keep-it-all model)
  • Simple cagnotte format designed for quick, shareable group collections
  • Optional donor tip is fully voluntary and can be adjusted or removed before paying
  • Card and bank processing charges are passed through at cost rather than marked up
Read full review →
Choose Papayoux if

French and EU individuals organizing group collections for gifts and events, plus associations running solidarity campaigns, who want a regulated French platform with flexible fee handling.

  • Two products in one brand: group-pot collections and solidarity donations.
  • Regulated French crowdfunding intermediary (ORIAS) backed by Lemonway.
  • Group-pot creation and SEPA-zone withdrawals carry no transfer charge.
  • Organizer can absorb or pass per-contribution costs to contributors.
Read full review →
Also consider

A third option.

1%Club

Dutch and other social-impact initiators running Global-Goals-aligned campaigns who value personal coaching and community-building over a high-volume, self-serve crowdfunding marketplace.

More head-to-heads

Other comparisons.

FAQ

Frequently asked questions

Which is cheaper, CotizUp or Papayoux?

Of every 100 donated, CotizUp delivers approximately £97.60 to the recipient and Papayoux delivers approximately €97.80. Real costs depend on the payment method donors choose.

Which is better for European nonprofits?

Both platforms operate inside the EEA framework. Choose based on local payment-method coverage and language support.

Which platform has more country coverage?

CotizUp operates in 1 countries; Papayoux operates in 1.

How we rank

Rankings are produced by a public editorial methodology — open to peer review. We disclose ownership, scoring weights, and every change.

Read methodology →