Chuffed vs Spotfund
Nonprofits, social enterprises, and community-cause organisers in 29 supported countries who want a 100%-free, tip-funded platform and are willing to complete identity verification before launching.
US individuals and small nonprofits running time-sensitive personal or community causes who value next-business-day payouts and a simple, mobile-first, socially shareable giving flow.
On a £100 donation, Spotfund delivers £4.60 more to the recipient than Chuffed.
Per-method pricing vs Spotfund.
| Payment method | Per transaction | Of £100, recipient gets | Notes |
|---|---|---|---|
| Credit card | 7.8% + £0.00 | £92.20 | 4.9% platform (VAT-inclusive ~5.9%) + ~2.9% card; EU campaigners absorb both. |
Side-by-side.
| Metric | Chuffed | Spotfund |
|---|---|---|
| Recipient gets (£100) | £92.20 | £96.80★ winner |
| Platform fee | 4.9% | 0%★ winner |
| Payment processing fee | 2.9% + £0.00 | 2.9% + £0.30★ winner |
| Trustpilot | 4.8 (665)★ winner | 4.7 (1,775) |
| Country coverage | 29 countries★ winner | 0 countries |
| Data residency | — | — |
| Languages | 4★ winner | 1 |
| Payment methods supported | 5★ winner | 0 |
Winner by category.
£96.80 vs £92.20 reaches the recipient.
4.8 vs 4.7 on Trustpilot.
29 vs 0 countries.
Both share the same residency posture.
Choose based on who you are.
Nonprofits, social enterprises, and community-cause organisers in 29 supported countries who want a 100%-free, tip-funded platform and are willing to complete identity verification before launching.
- ✓Free to launch — no signup or monthly fees.
- ✓Optional donor-tip model can make campaigns effectively free to run.
- ✓Three flexible fee structures (keep-100%, shared, and flat-fee) to suit different campaigns.
- ✓Mission-aligned: operates as a Social Benefit Company weighing social and community impact.
US individuals and small nonprofits running time-sensitive personal or community causes who value next-business-day payouts and a simple, mobile-first, socially shareable giving flow.
- ✓Next-business-day payouts, faster than many peers that settle over several days.
- ✓Mobile-first, consumer-friendly giving flow optimized for social sharing.
- ✓Supports personal causes, nonprofits, community, sports, and business campaigns.
- ✓Nonprofit toolkit includes recurring donations, branded tax receipts, and event ticketing.
A third option.
Dutch and other social-impact initiators running Global-Goals-aligned campaigns who value personal coaching and community-building over a high-volume, self-serve crowdfunding marketplace.
Other comparisons.
Frequently asked questions
Which is cheaper, Chuffed or Spotfund?
On a £100 donation, Chuffed delivers approximately £92.20 to the recipient and Spotfund delivers approximately £96.80. Real costs depend on the payment method donors choose.
Which is better for European nonprofits?
Both platforms operate inside the EEA framework. Choose based on local payment-method coverage and language support.
Which platform has more country coverage?
Chuffed operates in 29 countries; Spotfund operates in 0.
Rankings are produced by a public editorial methodology — open to peer review. We disclose ownership, scoring weights, and every change.