4fund.com vs OnParticipe
Individuals, charities, and small organisations across the EEA who want a multilingual, no-commission fundraiser backed by an established Polish crowdfunding operator with EU payment-institution licensing.
French and European organisers running cagnottes, ticketed events, or association fundraising who want a no-commission, French-hosted platform with identity controls, and who will read the terms for inactivity and refund charges.
Each platform is priced in its own currency: 4fund.com in GBP, OnParticipe in EUR.
Side-by-side.
| Metric | 4fund.com | OnParticipe |
|---|---|---|
| Recipient gets (per 100) | £100.00 | €100.00 |
| Platform fee | 0% | 0% |
| Payment processing fee | 0% + £0.00 | 0% + €0.00 |
| Trustpilot | 3.9 (451)★ winner | 3 (21) |
| Country coverage | 30 countries★ winner | 1 countries |
| Data residency | — | France |
| Languages | 30★ winner | 1 |
| Payment methods supported | 12★ winner | 1 |
Winner by category.
Fees are level on a credit-card donation.
3.9 vs 3 on Trustpilot.
30 vs 1 countries.
Both share the same residency posture.
Choose based on who you are.
Individuals, charities, and small organisations across the EEA who want a multilingual, no-commission fundraiser backed by an established Polish crowdfunding operator with EU payment-institution licensing.
- ✓Operated by Zrzutka.pl, the company behind Poland's long-established zrzutka.pl crowdfunding platform, with over a decade of experience.
- ✓Run by an operator that describes itself as an EU-licensed payment services provider supervised by Poland's financial regulator.
- ✓Charges organisers no commission and takes no cut on deposits or withdrawals; sustained by an optional voluntary donor contribution.
- ✓Broad European payment-rail support: iDEAL, Bancontact, MultiBanco, MB Way, and EPS, plus cards, Apple Pay, Google Pay, Revolut Pay, Skrill, N26, and ZEN.
French and European organisers running cagnottes, ticketed events, or association fundraising who want a no-commission, French-hosted platform with identity controls, and who will read the terms for inactivity and refund charges.
- ✓No commission on collections, so organisers keep the entire amount raised and ticket revenue.
- ✓Designed and hosted in France, with French customer support available seven days a week.
- ✓Funded by an optional donor tip rather than a mandatory platform charge.
- ✓Systematic identity-document checks on organisers for fraud control.
A third option.
Dutch and other social-impact initiators running Global-Goals-aligned campaigns who value personal coaching and community-building over a high-volume, self-serve crowdfunding marketplace.
Other comparisons.
Frequently asked questions
Which is cheaper, 4fund.com or OnParticipe?
Of every 100 donated, 4fund.com delivers approximately £100.00 to the recipient and OnParticipe delivers approximately €100.00. Real costs depend on the payment method donors choose.
Which is better for European nonprofits?
Both platforms operate inside the EEA framework. Choose based on local payment-method coverage and language support.
Which platform has more country coverage?
4fund.com operates in 30 countries; OnParticipe operates in 1.
Rankings are produced by a public editorial methodology — open to peer review. We disclose ownership, scoring weights, and every change.